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Mortgage Calculators

56 free calculators

Calculate monthly payments, amortization schedules, and total costs for mortgages, refinancing, and home equity loans.

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15-Year Fixed Mortgage Calculator

Calculate your 15-year mortgage payment and see how much you save vs a 30-year loan. View amortization schedule and total interest costs.

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30-Year Fixed Mortgage Calculator

Calculate your 30-year fixed mortgage payment, total interest, and see the full amortization schedule. Free calculator with no sign-up required.

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FHA Loan Calculator

Calculate FHA loan payments including upfront and annual mortgage insurance premiums (MIP). See if FHA is right for you with as little as 3.5% down.

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How Much House Can I Afford in Alabama?

Find out how much house you can afford in Alabama with 0.41% property tax. Uses 28/36 rule with Alabama-specific data.

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How Much House Can I Afford in Alaska?

Find out how much house you can afford in Alaska with 1.19% property tax. Uses 28/36 rule with Alaska-specific data.

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How Much House Can I Afford in Arizona?

Find out how much house you can afford in Arizona with 0.62% property tax. Uses 28/36 rule with Arizona-specific data.

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How Much House Can I Afford in Arkansas?

Find out how much house you can afford in Arkansas with 0.62% property tax. Uses 28/36 rule with Arkansas-specific data.

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How Much House Can I Afford in California?

Find out how much house you can afford in California with 0.76% property tax. Uses 28/36 rule with California-specific data.

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How Much House Can I Afford in Colorado?

Find out how much house you can afford in Colorado with 0.51% property tax. Uses 28/36 rule with Colorado-specific data.

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How Much House Can I Afford in Connecticut?

Find out how much house you can afford in Connecticut with 2.14% property tax. Uses 28/36 rule with Connecticut-specific data.

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How Much House Can I Afford in Delaware?

Find out how much house you can afford in Delaware with 0.57% property tax. Uses 28/36 rule with Delaware-specific data.

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How Much House Can I Afford in Florida?

Find out how much house you can afford in Florida with 0.89% property tax. Uses 28/36 rule with Florida-specific data.

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How Much House Can I Afford in Georgia?

Find out how much house you can afford in Georgia with 0.92% property tax. Uses 28/36 rule with Georgia-specific data.

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How Much House Can I Afford in Hawaii?

Find out how much house you can afford in Hawaii with 0.28% property tax. Uses 28/36 rule with Hawaii-specific data.

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How Much House Can I Afford in Idaho?

Find out how much house you can afford in Idaho with 0.69% property tax. Uses 28/36 rule with Idaho-specific data.

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How Much House Can I Afford in Illinois?

Find out how much house you can afford in Illinois with 2.27% property tax. Uses 28/36 rule with Illinois-specific data.

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How Much House Can I Afford in Indiana?

Find out how much house you can afford in Indiana with 0.85% property tax. Uses 28/36 rule with Indiana-specific data.

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How Much House Can I Afford in Iowa?

Find out how much house you can afford in Iowa with 1.57% property tax. Uses 28/36 rule with Iowa-specific data.

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How Much House Can I Afford in Kansas?

Find out how much house you can afford in Kansas with 1.41% property tax. Uses 28/36 rule with Kansas-specific data.

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How Much House Can I Afford in Kentucky?

Find out how much house you can afford in Kentucky with 0.86% property tax. Uses 28/36 rule with Kentucky-specific data.

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How Much House Can I Afford in Louisiana?

Find out how much house you can afford in Louisiana with 0.55% property tax. Uses 28/36 rule with Louisiana-specific data.

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How Much House Can I Afford in Maine?

Find out how much house you can afford in Maine with 1.36% property tax. Uses 28/36 rule with Maine-specific data.

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How Much House Can I Afford in Maryland?

Find out how much house you can afford in Maryland with 1.09% property tax. Uses 28/36 rule with Maryland-specific data.

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How Much House Can I Afford in Massachusetts?

Find out how much house you can afford in Massachusetts with 1.23% property tax. Uses 28/36 rule with Massachusetts-specific data.

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How Much House Can I Afford in Michigan?

Find out how much house you can afford in Michigan with 1.54% property tax. Uses 28/36 rule with Michigan-specific data.

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How Much House Can I Afford in Minnesota?

Find out how much house you can afford in Minnesota with 1.12% property tax. Uses 28/36 rule with Minnesota-specific data.

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How Much House Can I Afford in Mississippi?

Find out how much house you can afford in Mississippi with 0.81% property tax. Uses 28/36 rule with Mississippi-specific data.

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How Much House Can I Afford in Missouri?

Find out how much house you can afford in Missouri with 0.97% property tax. Uses 28/36 rule with Missouri-specific data.

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How Much House Can I Afford in Montana?

Find out how much house you can afford in Montana with 0.84% property tax. Uses 28/36 rule with Montana-specific data.

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How Much House Can I Afford in Nebraska?

Find out how much house you can afford in Nebraska with 1.73% property tax. Uses 28/36 rule with Nebraska-specific data.

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How Much House Can I Afford in Nevada?

Find out how much house you can afford in Nevada with 0.6% property tax. Uses 28/36 rule with Nevada-specific data.

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How Much House Can I Afford in New Hampshire?

Find out how much house you can afford in New Hampshire with 2.18% property tax. Uses 28/36 rule with New Hampshire-specific data.

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How Much House Can I Afford in New Jersey?

Find out how much house you can afford in New Jersey with 2.49% property tax. Uses 28/36 rule with New Jersey-specific data.

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How Much House Can I Afford in New Mexico?

Find out how much house you can afford in New Mexico with 0.8% property tax. Uses 28/36 rule with New Mexico-specific data.

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How Much House Can I Afford in New York?

Find out how much house you can afford in New York with 1.72% property tax. Uses 28/36 rule with New York-specific data.

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How Much House Can I Afford in North Carolina?

Find out how much house you can afford in North Carolina with 0.84% property tax. Uses 28/36 rule with North Carolina-specific data.

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How Much House Can I Afford in North Dakota?

Find out how much house you can afford in North Dakota with 0.98% property tax. Uses 28/36 rule with North Dakota-specific data.

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How Much House Can I Afford in Ohio?

Find out how much house you can afford in Ohio with 1.56% property tax. Uses 28/36 rule with Ohio-specific data.

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How Much House Can I Afford in Oklahoma?

Find out how much house you can afford in Oklahoma with 0.9% property tax. Uses 28/36 rule with Oklahoma-specific data.

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How Much House Can I Afford in Oregon?

Find out how much house you can afford in Oregon with 0.97% property tax. Uses 28/36 rule with Oregon-specific data.

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How Much House Can I Afford in Pennsylvania?

Find out how much house you can afford in Pennsylvania with 1.58% property tax. Uses 28/36 rule with Pennsylvania-specific data.

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How Much House Can I Afford in Rhode Island?

Find out how much house you can afford in Rhode Island with 1.63% property tax. Uses 28/36 rule with Rhode Island-specific data.

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How Much House Can I Afford in South Carolina?

Find out how much house you can afford in South Carolina with 0.57% property tax. Uses 28/36 rule with South Carolina-specific data.

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How Much House Can I Afford in South Dakota?

Find out how much house you can afford in South Dakota with 1.31% property tax. Uses 28/36 rule with South Dakota-specific data.

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How Much House Can I Afford in Tennessee?

Find out how much house you can afford in Tennessee with 0.71% property tax. Uses 28/36 rule with Tennessee-specific data.

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How Much House Can I Afford in Texas?

Find out how much house you can afford in Texas with 1.8% property tax. Uses 28/36 rule with Texas-specific data.

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How Much House Can I Afford in Utah?

Find out how much house you can afford in Utah with 0.63% property tax. Uses 28/36 rule with Utah-specific data.

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How Much House Can I Afford in Vermont?

Find out how much house you can afford in Vermont with 1.9% property tax. Uses 28/36 rule with Vermont-specific data.

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How Much House Can I Afford in Virginia?

Find out how much house you can afford in Virginia with 0.82% property tax. Uses 28/36 rule with Virginia-specific data.

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How Much House Can I Afford in Washington?

Find out how much house you can afford in Washington with 1.03% property tax. Uses 28/36 rule with Washington-specific data.

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How Much House Can I Afford in West Virginia?

Find out how much house you can afford in West Virginia with 0.58% property tax. Uses 28/36 rule with West Virginia-specific data.

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How Much House Can I Afford in Wisconsin?

Find out how much house you can afford in Wisconsin with 1.85% property tax. Uses 28/36 rule with Wisconsin-specific data.

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How Much House Can I Afford in Wyoming?

Find out how much house you can afford in Wyoming with 0.61% property tax. Uses 28/36 rule with Wyoming-specific data.

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Mortgage Affordability Calculator

Find out how much house you can afford. Calculate maximum home price based on income, debts, down payment, and current mortgage rates.

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Mortgage Refinance Calculator

Calculate if refinancing your mortgage saves money. Compare old vs new payments, break-even point, and total lifetime savings.

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VA Loan Calculator

Calculate VA loan payments with 0% down and no PMI. See funding fee, monthly payment, and total cost for eligible veterans and service members.

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About Mortgage Calculators

Calculate monthly payments, amortization schedules, and total costs for mortgages, refinancing, and home equity loans. All calculators are free to use, require no sign-up, and provide instant results. Data is sourced from official government agencies and updated regularly to ensure accuracy.

Each calculator includes a detailed methodology section explaining the formulas used, data sources cited with verification dates, and frequently asked questions to help you understand the results.