Auto & Vehicle Calculators Idaho

Idaho Auto Loan Calculator

Calculate your car payment in Idaho with 6% state sales tax (up to 9.0% with local). See monthly payment, total interest, and total cost.

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Idaho Quick Facts
5.8% Income Tax Rate
0.69% Property Tax Rate
$63,377 Median Income
97.7 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Auto loan calculation for Idaho. Idaho's state sales tax of 6% is applied to the vehicle price minus trade-in value. Local taxes may add up to 3% more. Monthly payment uses standard amortization: P ร— [r(1+r)^n] / [(1+r)^n - 1].

Key State Information

Idaho auto buying facts: State sales tax 6%, up to 3% additional local tax. Average car insurance in Idaho: $1,310/year. On a $35,000 vehicle, Idaho sales tax alone is $2,100.

Standard financial formulas Pre-filled with real state data Estimates only โ€” not financial advice
Data Source
Tax Foundation, Edmunds
View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much is sales tax on a car in Idaho?

Idaho's state sales tax rate is 6%. Local jurisdictions can add up to 3% more, for a maximum combined rate of 9.0%. On a $35,000 car, state sales tax is approximately $2,100.

What is the average car insurance cost in Idaho?

The average annual car insurance premium in Idaho is $1,310, or about $109/month. This is below the national average.

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