Pennsylvania Auto Loan Calculator
Calculate your car payment in Pennsylvania with 6% state sales tax (up to 8.0% with local). See monthly payment, total interest, and total cost.
How This Calculator Works
Calculation methodology and assumptions
Auto loan calculation for Pennsylvania. Pennsylvania's state sales tax of 6% is applied to the vehicle price minus trade-in value. Local taxes may add up to 2% more. Monthly payment uses standard amortization: P × [r(1+r)^n] / [(1+r)^n - 1].
Key State Information
Pennsylvania auto buying facts: State sales tax 6%, up to 2% additional local tax. Average car insurance in Pennsylvania: $1,640/year. On a $35,000 vehicle, Pennsylvania sales tax alone is $2,100.
Frequently Asked Questions
How much is sales tax on a car in Pennsylvania?
Pennsylvania's state sales tax rate is 6%. Local jurisdictions can add up to 2% more, for a maximum combined rate of 8.0%. On a $35,000 car, state sales tax is approximately $2,100.
What is the average car insurance cost in Pennsylvania?
The average annual car insurance premium in Pennsylvania is $1,640, or about $137/month. This is near the national average.