Closing Cost Calculators Ohio

Ohio Closing Cost Calculator

Estimate Ohio closing costs for buyers and sellers. Transfer tax: 0.1%. Average total: 2.7% of price.

Use Calculator Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Ohio Quick Facts

3.5% Income Tax Rate

1.56% Property Tax Rate

$58,642 Median Income

90.8 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Closing costs in Ohio typically range from 2.2% to 3.2% of the purchase price. This calculator estimates individual line items including title insurance (0.5% of price), transfer taxes (0.1% in Ohio), recording fees, loan origination fees (1% of loan), appraisal, inspection, and escrow/prepaids. Ohio does not require an attorney for closings, though one is recommended.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Bankrate, State Dept. of Revenue

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much are closing costs in Ohio?

Closing costs in Ohio average 2.7% of the purchase price. On a $205,000 home, that's approximately $5,535.

Does Ohio have transfer taxes?

Yes, Ohio has a transfer tax of 0.1% of the sale price. On a $205,000 sale, that's $205.

Do I need an attorney to close in Ohio?

No, Ohio does not require an attorney for real estate closings, though having one is recommended for complex transactions.

Who pays closing costs in Ohio?

In Ohio, both buyers and sellers have closing costs. Buyers typically pay loan-related fees, appraisal, inspection, and their share of prepaids. Sellers usually pay real estate agent commissions and their share of transfer taxes. Some costs are negotiable between the parties.