Mortgage Calculators Ohio

How Much House Can I Afford in Ohio?

Find out how much house you can afford in Ohio with 1.56% property tax. Uses 28/36 rule with Ohio-specific data.

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Ohio Quick Facts

3.5% Income Tax Rate

1.56% Property Tax Rate

$58,642 Median Income

90.8 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Calculates home affordability in Ohio using the 28/36 rule. Maximum 28% of gross monthly income for housing (PITI). Includes Ohio's effective property tax rate of 1.56% and average home insurance of $1,470/year. Median home price in Ohio: $205,000.

Key State Information

Ohio housing market: Median home price $205,000 | Property tax rate 1.56% | Avg home insurance $1,470/yr | Median household income $58,642. Home prices are moderate relative to income.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Zillow, Tax Foundation

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much house can I afford on the median income in Ohio?

With Ohio's median household income of $58,642 and a 10% down payment, you can typically afford a home priced around $205,247-$263,889 depending on debts and interest rates. The median home in Ohio costs $205,000.

What is the property tax rate in Ohio?

Ohio's effective property tax rate is 1.56%. On a $205,000 home, that's approximately $3,198/year or $267/month.