Mortgage Calculators Washington

How Much House Can I Afford in Washington?

Find out how much house you can afford in Washington with 1.03% property tax. Uses 28/36 rule with Washington-specific data.

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Washington Quick Facts

None Income Tax Rate

1.03% Property Tax Rate

$82,228 Median Income

110.7 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Calculates home affordability in Washington using the 28/36 rule. Maximum 28% of gross monthly income for housing (PITI). Includes Washington's effective property tax rate of 1.03% and average home insurance of $1,420/year. Median home price in Washington: $560,000.

Key State Information

Washington housing market: Median home price $560,000 | Property tax rate 1.03% | Avg home insurance $1,420/yr | Median household income $82,228. Homes are expensive relative to income.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Zillow, Tax Foundation

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much house can I afford on the median income in Washington?

With Washington's median household income of $82,228 and a 10% down payment, you can typically afford a home priced around $287,798-$370,026 depending on debts and interest rates. The median home in Washington costs $560,000.

What is the property tax rate in Washington?

Washington's effective property tax rate is 1.03%. On a $560,000 home, that's approximately $5,768/year or $481/month.