State Comparison
Texas vs Utah
Side-by-side comparison of 16 financial metrics including taxes, housing costs, cost of living, wages, and insurance — powered by verified government data.
Overall Score
Cost of Living
Housing
Taxes
Income & Employment
Business
Insurance & Living
Key Takeaways
- 1
Utah leads in 8 of 16 financial metrics, making it the more favorable state overall.
- 2
Housing: Median home prices are $310,000 in Texas vs $470,000 in Utah — a $160,000 difference.
- 3
Taxes: Texas has no income tax while Utah has a 4.65% top rate. Property tax rates are 1.8% vs 0.63%.
- 4
Cost of Living: Texas's index is 93.9 and Utah's is 101.3 (national average = 100).
Run the Numbers
Use our free calculators with real Texas and Utah data to model your specific scenario.
Frequently Asked Questions
Is Texas or Utah more affordable?
Texas has a lower cost of living index (93.9) compared to Utah (101.3), where 100 is the national average. However, affordability depends on your specific situation — compare housing, taxes, and income together for a complete picture.
Which state has lower taxes — Texas or Utah?
Overall, Texas has a lower combined tax burden. Texas has no income tax, 6.25% sales tax, and 1.8% property tax. Utah has a 4.65% top income tax, 6.1% sales tax, and 0.63% property tax.
What are housing costs in Texas vs Utah?
The median home price in Texas is $310,000 compared to $470,000 in Utah. For renters, a 2-bedroom apartment averages $1,275/month in Texas vs $1,310/month in Utah.
Which state is better for starting a business — Texas or Utah?
LLC filing costs are $300 in Texas vs $54 in Utah, with annual fees of $0 and $18 respectively. Texas's lack of income tax compared to Utah's 4.65% rate may also factor into your decision.
Should I move from Texas to Utah?
It depends on your priorities. Utah wins in 8 of 16 metrics we compared. Use our free calculators to model your specific financial scenario — including salary, property tax, and cost of living for each state.
Get Weekly Financial Insights
State-specific tax updates, calculator tips, and money-saving strategies — free, no spam.
No spam, ever. Unsubscribe anytime. We respect your privacy.
Related Comparisons
Comparing Texas and Utah
When deciding between living in Texas or Utah, the financial picture goes beyond just one metric. This comparison analyzes 16 key financial indicators sourced from the U.S. Census Bureau, Tax Foundation, HUD Fair Market Rent data, and Bureau of Labor Statistics to give you a comprehensive overview.
Texas (TX) has a median household income of $67,321 with a cost of living index of 93.9. Utah (UT) has a median household income of $79,449 with a cost of living index of 101.3.
These numbers are estimates. Individual circumstances vary based on location within each state, family size, profession, and lifestyle. Use our free Texas calculator or Utah calculator to model your specific financial scenario.
Data sources: Census Bureau ACS, Tax Foundation, HUD FMR, BLS. Last verified January 2026. Calculators provide estimates only — consult a qualified professional for financial advice.