Mortgage Calculators Utah

How Much House Can I Afford in Utah?

Find out how much house you can afford in Utah with 0.63% property tax. Uses 28/36 rule with Utah-specific data.

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Utah Quick Facts

4.7% Income Tax Rate

0.63% Property Tax Rate

$79,449 Median Income

101.3 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Calculates home affordability in Utah using the 28/36 rule. Maximum 28% of gross monthly income for housing (PITI). Includes Utah's effective property tax rate of 0.63% and average home insurance of $1,200/year. Median home price in Utah: $470,000.

Key State Information

Utah housing market: Median home price $470,000 | Property tax rate 0.63% | Avg home insurance $1,200/yr | Median household income $79,449. Homes are expensive relative to income.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Zillow, Tax Foundation

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much house can I afford on the median income in Utah?

With Utah's median household income of $79,449 and a 10% down payment, you can typically afford a home priced around $278,072-$357,521 depending on debts and interest rates. The median home in Utah costs $470,000.

What is the property tax rate in Utah?

Utah's effective property tax rate is 0.63%. On a $470,000 home, that's approximately $2,961/year or $247/month.