Property Tax Calculator by State
Estimate the yearly and monthly property tax on a home from its value and an effective rate. Choose your state to fill in its statewide rate and median home value, then replace the value with your own, and the rate with your local levy if your tax bill or assessor shows it; the table ranks every state by rate.
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Pre-filled: U.S. effective rate on owner-occupied housing, Census ACS 2024 5-year (aggregate taxes paid / aggregate value)
Estimated Annual Property Tax
Estimated • Based on your inputs
Estimated Monthly Property Tax
$235.00
Detailed Breakdown
Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.
How this calculator works
The estimate multiplies the home value by an effective rate. Each state's rate is the total real-estate tax paid on its owner-occupied homes divided by the total value of those homes (Census Bureau American Community Survey 2024 5-year estimates, tables B25090 and B25082, as compiled by the Tax Foundation); the U.S. figure on the same basis is 0.94%. That is a statewide average, not a rate any county levies: an actual bill is the local millage applied to the assessor's value, less the exemptions you qualify for. The homestead option takes off 10% of the value, at most $50,000, as a generic illustration; it does not stand for any state's exemption, which local assessors grant.
Source: Tax Foundation: effective property tax rates on owner-occupied housing, from Census ACS 2024 5-year tables B25090 and B25082 checked
Effective property tax rate by state
Rank 1 is the highest rate; tied rates share a rank. The yearly tax is the state's rate on its median-valued home, without the homestead option.
| State | Effective rate | Rank | Median home value | Tax per year | Per month |
|---|---|---|---|---|---|
| Alabama | 0.37% | 49 | $242,000 | $895 | $75 |
| Alaska | 0.94% | 20 | $401,000 | $3,769 | $314 |
| Arizona | 0.48% | 47 | $423,000 | $2,030 | $169 |
| Arkansas | 0.56% | 37 | $229,000 | $1,282 | $107 |
| California | 0.70% | 32 | $776,000 | $5,432 | $453 |
| Colorado | 0.50% | 43 | $543,000 | $2,715 | $226 |
| Connecticut | 1.54% | 3 | $455,000 | $7,007 | $584 |
| Delaware | 0.54% | 39 | $412,000 | $2,225 | $185 |
| Florida | 0.78% | 27 | $378,000 | $2,948 | $246 |
| Georgia | 0.79% | 25 | $335,000 | $2,647 | $221 |
| Hawaii | 0.29% | 50 | $837,000 | $2,427 | $202 |
| Idaho | 0.50% | 43 | $482,000 | $2,410 | $201 |
| Illinois | 1.88% | 1 | $299,000 | $5,621 | $468 |
| Indiana | 0.76% | 29 | $262,000 | $1,991 | $166 |
| Iowa | 1.33% | 9 | $241,000 | $3,205 | $267 |
| Kansas | 1.21% | 13 | $253,000 | $3,061 | $255 |
| Kentucky | 0.74% | 31 | $235,000 | $1,739 | $145 |
| Louisiana | 0.55% | 38 | $218,000 | $1,199 | $100 |
| Maine | 0.98% | 19 | $424,000 | $4,155 | $346 |
| Maryland | 0.92% | 21 | $436,000 | $4,011 | $334 |
| Massachusetts | 1.00% | 16 | $673,000 | $6,730 | $561 |
| Michigan | 1.19% | 14 | $270,000 | $3,213 | $268 |
| Minnesota | 1.00% | 16 | $357,000 | $3,570 | $298 |
| Mississippi | 0.58% | 36 | $198,000 | $1,148 | $96 |
| Missouri | 0.89% | 23 | $272,000 | $2,421 | $202 |
| Montana | 0.61% | 35 | $476,000 | $2,904 | $242 |
| Nebraska | 1.44% | 6 | $284,000 | $4,090 | $341 |
| Nevada | 0.50% | 43 | $448,000 | $2,240 | $187 |
| New Hampshire | 1.50% | 5 | $523,000 | $7,845 | $654 |
| New Jersey | 1.88% | 1 | $585,000 | $10,998 | $916 |
| New Mexico | 0.63% | 34 | $321,000 | $2,022 | $169 |
| New York | 1.30% | 11 | $526,000 | $6,838 | $570 |
| North Carolina | 0.66% | 33 | $340,000 | $2,244 | $187 |
| North Dakota | 0.92% | 21 | $294,000 | $2,705 | $225 |
| Ohio | 1.36% | 8 | $252,000 | $3,427 | $286 |
| Oklahoma | 0.79% | 25 | $225,000 | $1,778 | $148 |
| Oregon | 0.81% | 24 | $504,000 | $4,082 | $340 |
| Pennsylvania | 1.26% | 12 | $294,000 | $3,704 | $309 |
| Rhode Island | 1.12% | 15 | $517,000 | $5,790 | $483 |
| South Carolina | 0.49% | 46 | $309,000 | $1,514 | $126 |
| South Dakota | 1.00% | 16 | $326,000 | $3,260 | $272 |
| Tennessee | 0.52% | 41 | $339,000 | $1,763 | $147 |
| Texas | 1.40% | 7 | $303,000 | $4,242 | $354 |
| Utah | 0.48% | 47 | $542,000 | $2,602 | $217 |
| Vermont | 1.51% | 4 | $402,000 | $6,070 | $506 |
| Virginia | 0.78% | 27 | $420,000 | $3,276 | $273 |
| Washington | 0.75% | 30 | $603,000 | $4,523 | $377 |
| West Virginia | 0.51% | 42 | $183,000 | $933 | $78 |
| Wisconsin | 1.32% | 10 | $342,000 | $4,514 | $376 |
| Wyoming | 0.53% | 40 | $373,000 | $1,977 | $165 |
Rates: Tax Foundation effective rates on owner-occupied housing, Census ACS 2024 5-year tables B25090 (aggregate real estate taxes paid) and B25082 (aggregate value), checked against the Census tables 2026-08-25. Median home value: Zillow Home Value Index, state series, June 2026. County and city rates inside a state can be well above or below its average.
Frequently Asked Questions
Which states have the highest and lowest property tax rates?
Illinois and New Jersey have the highest effective rate, 1.88%, and Hawaii the lowest, 0.29%. 19 states are above the U.S. rate of 0.94%. Because home values differ too, the largest bill on a median-valued home is New Jersey's, about $10,998 a year.
How do I estimate property tax on a house?
Multiply the value by the effective rate. A $300,000 home at the U.S. rate of 0.94% comes to about $2,820 a year, or $235 a month; with the generic homestead reduction it is $2,538. Your county's rate and assessed value replace both figures on a real bill.
Is a "homestead exemption" always a tax break?
No. Many states use the name for two different things: a reduction in the taxable value of your home, and a protection of home equity from creditors. Nevada's often-quoted $605,000 homestead (NRS 115.010) is the creditor kind and does not lower a tax bill; California's property-tax homeowners' exemption is $7,000 of assessed value. Ask the county assessor which reductions apply to you.
All Calculators
California Property Tax Calculator
Calculate California property taxes. Effective rate: 0.7%. Estimate annual and monthly property tax on your home.
Colorado Property Tax Calculator
Calculate Colorado property taxes. Effective rate: 0.5%. Estimate annual and monthly property tax on your home.
Florida Property Tax Calculator
Calculate Florida property taxes. Effective rate: 0.78%. Estimate annual and monthly property tax on your home.
Indiana Property Tax Calculator
Calculate Indiana property taxes. Effective rate: 0.76%. Estimate annual and monthly property tax on your home.
Michigan Property Tax Calculator
Calculate Michigan property taxes. Effective rate: 1.19%. Estimate annual and monthly property tax on your home.
Montana Property Tax Calculator
Calculate Montana property taxes. Effective rate: 0.61%. Estimate annual and monthly property tax on your home.
Oklahoma Property Tax Calculator
Calculate Oklahoma property taxes. Effective rate: 0.79%. Estimate annual and monthly property tax on your home.
South Carolina Property Tax Calculator
Calculate South Carolina property taxes. Effective rate: 0.49%. Estimate annual and monthly property tax on your home.
South Dakota Property Tax Calculator
Calculate South Dakota property taxes. Effective rate: 1%. Estimate annual and monthly property tax on your home.
Vermont Property Tax Calculator
Calculate Vermont property taxes. Effective rate: 1.51%. Estimate annual and monthly property tax on your home.