Ohio Capital Gains Tax Calculator
Ohio taxes capital gains as ordinary income at graduated rates up to 2.75%. Estimate federal + state tax.
For 2026 Ohio has one nonbusiness rate: no tax on the first $26,050 of Ohio adjusted gross income after exemptions, then $332 plus 2.75% of the excess (Ohio Rev. Code § 5747.02(A)(3)(c)). Gains that count as taxable business income are taxed separately at 3% (§ 5747.02(A)(4)).
| Rule | Ohio |
|---|---|
| Rate (2026) | $0 on the first $26,050; above that $332 plus 2.75% of the excess (§ 5747.02(A)(3)(c), taxable years beginning in 2026 and after). |
| Business income | § 5747.02(A)(4): taxable business income is taxed at 3%, outside the nonbusiness schedule. |
| Short- vs long-term | No difference. |
| Local tax | Ohio municipal and school district income taxes are separate and not modeled. |
Sources: Ohio Revised Code § 5747.02, Tax rates, read 2026-10-10.
Estimate only, not an official determination. What this estimate covers and its limits
Enter Your Details
Adjust values to see instant results
Additional Details
Pre-filled: Editable top/representative-rate proxy; not a state return calculation
Additional Details
Estimated Federal + State Tax
Estimated • Based on your inputs
Estimated Net Sale Proceeds
$91,125.00
Detailed Breakdown
Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.
How This Calculator Works
Calculation methodology and assumptions
The Ohio line is the modeled gain times the 2.75% in the Modeled State Rate field, added to the federal estimate.
Estimate only — these are not official figures
State tax is not a return calculation: Ohio generally includes capital gain in adjusted gross income. For 2026, Ohio Revised Code §5747.02 applies a 2.75% individual rate above the statutory threshold; the calculator still omits the threshold, exemptions, business-income treatment, credits, and municipal tax.
Do not rely on these amounts for budgeting or payment. For exact amounts, check the Ohio tax authority (https://codes.ohio.gov/ohio-revised-code/section-5747.02).
Key State Information
Ohio's 2026 schedule is close to a flat 2.75% above $26,050, replacing the 3.5% top rate of 2024 and 3.125% of 2025. Whether a gain is business income matters: gain from selling a business you operate can fall under the 3% business income tax instead.
Example Calculation
A single Columbus engineer with $54,000 of other taxable income sells shares bought 22 months ago for $82,000 at $131,000.
Entered as $82,000 basis, $131,000 proceeds, single, $54,000 of other income: the calculator finds a $49,000 long-term (22 months) gain, $7,350 of regular federal tax, and $1,348 of Ohio tax at the 2.75% default.
Result: $8,698 in total (17.75% of the gain), leaving $122,303. As nonbusiness income the gain is taxed at Ohio's 2026 rate of 2.75%. If it were taxable business income, the 3% business rate would apply instead: $1,470.
StateCalc Team
Editorial Team
The StateCalc team builds free financial calculators using data from official government sources including the IRS, U.S. Census Bureau, BLS, and state revenue departments. All formulas are validated by an automated test suite and cross-referenced against published data.
Our editorial standardsFrequently Asked Questions
What is Ohio's income tax rate on capital gains for 2026?
2.75% on Ohio adjusted gross income (less business income and exemptions) above $26,050, after a fixed $332, under § 5747.02(A)(3)(c). The first $26,050 is not taxed.
Is a gain from selling my business taxed differently in Ohio?
If it is taxable business income, yes: § 5747.02(A)(4) taxes taxable business income at 3% instead of the nonbusiness schedule.
Did Ohio's rate change for 2026?
Yes. The top nonbusiness rate was 3.5% for 2024 and 3.125% for 2025; from 2026 the single rate above $26,050 is 2.75%.
People Also Calculate
Frequently used together with this calculator
Related Calculators
More Capital Gains Tax Calculators
More Calculators for Ohio
Explore related financial tools with Ohio data
Compare Ohio With Other States
Side-by-side tax, housing & cost of living comparisons