Closing Cost Calculators Oklahoma

Oklahoma Closing Cost Calculator

Estimate Oklahoma closing costs for buyers and sellers. Transfer tax: 0.075%. Average total: 2.5% of price.

Use Calculator Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Oklahoma Quick Facts

4.8% Income Tax Rate

0.90% Property Tax Rate

$55,826 Median Income

86.6 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Closing costs in Oklahoma typically range from 2% to 3% of the purchase price. This calculator estimates individual line items including title insurance (0.5% of price), transfer taxes (0.075% in Oklahoma), recording fees, loan origination fees (1% of loan), appraisal, inspection, and escrow/prepaids. Oklahoma does not require an attorney for closings, though one is recommended.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Bankrate, State Dept. of Revenue

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much are closing costs in Oklahoma?

Closing costs in Oklahoma average 2.5% of the purchase price. On a $195,000 home, that's approximately $4,875.

Does Oklahoma have transfer taxes?

Yes, Oklahoma has a transfer tax of 0.075% of the sale price. On a $195,000 sale, that's $146.

Do I need an attorney to close in Oklahoma?

No, Oklahoma does not require an attorney for real estate closings, though having one is recommended for complex transactions.

Who pays closing costs in Oklahoma?

In Oklahoma, both buyers and sellers have closing costs. Buyers typically pay loan-related fees, appraisal, inspection, and their share of prepaids. Sellers usually pay real estate agent commissions and their share of transfer taxes. Some costs are negotiable between the parties.