State Comparison
Texas vs Ohio
Side-by-side comparison of 16 financial metrics using documented public datasets and estimates, with sources listed below.
Overall Score
Cost of Living
Housing
Taxes
Income & Employment
Business
Insurance & Living
Key Takeaways
- 1
Ohio leads in 10 of 16 financial metrics, making it the more favorable state overall.
- 2
Housing: Median home prices are $303,000 in Texas vs $252,000 in Ohio — a $51,000 difference.
- 3
Taxes: Texas has no income tax while Ohio has a 3.5% top rate. Property tax rates are 1.4% vs 1.36%.
- 4
Cost of Living: Texas's index is 93.9 and Ohio's is 90.8 (national average = 100).
Run the Numbers
Use our free calculators with real Texas and Ohio data to model your specific scenario.
Frequently Asked Questions
Is Texas or Ohio more affordable?
Ohio has a lower cost of living index (90.8) compared to Texas (93.9), where 100 is the national average. However, affordability depends on your specific situation — compare housing, taxes, and income together for a complete picture.
Which state has lower taxes — Texas or Ohio?
Overall, Texas has a lower combined tax burden. Texas has no income tax, 6.25% sales tax, and 1.4% property tax. Ohio has a 3.5% top income tax, 5.75% sales tax, and 1.36% property tax.
What are housing costs in Texas vs Ohio?
The median home price in Texas is $303,000 compared to $252,000 in Ohio. For renters, a 2-bedroom apartment averages $1,557/month in Texas vs $1,238/month in Ohio.
Which state is better for starting a business — Texas or Ohio?
LLC filing costs are $300 in Texas vs $99 in Ohio, with annual fees of $0 and $0 respectively. Texas's lack of income tax compared to Ohio's 3.5% rate may also factor into your decision.
Should I move from Texas to Ohio?
It depends on your priorities. Ohio wins in 10 of 16 metrics we compared. Use our free calculators to model your specific financial scenario — including salary, property tax, and cost of living for each state.
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Related Comparisons
Comparing Texas and Ohio
When deciding between living in Texas or Ohio, the financial picture goes beyond just one metric. This comparison analyzes 16 key financial indicators sourced from the U.S. Census Bureau, Tax Foundation, HUD Fair Market Rent data, and Bureau of Labor Statistics to give you a comprehensive overview.
Texas (TX) has a median household income of $67,321 with a cost of living index of 93.9. Ohio (OH) has a median household income of $58,642 with a cost of living index of 90.8.
These numbers are estimates. Individual circumstances vary based on location within each state, family size, profession, and lifestyle. Use our free Texas calculator or Ohio calculator to model your specific financial scenario.
Inputs include Census Bureau ACS, Tax Foundation, HUD FMR, and BLS data. Last reviewed January 2026. Some values are estimates; consult a qualified professional for financial advice.