State Comparison

Texas vs Washington

Side-by-side comparison of 16 financial metrics including taxes, housing costs, cost of living, wages, and insurance — powered by verified government data.

Overall Score

7
Texas
TX
2 tied
of 16 metrics
7
Washington
WA

Cost of Living

Cost of Living Index
TX: 93.9
WA: 110.7
TX

Housing

Median Home Price
TX: $310,000
WA: $560,000
TX
Median 2BR Rent
TX: $1,275/mo
WA: $1,695/mo
TX
Closing Costs
TX: 2.50%
WA: 2.50%
Tie
Transfer Tax Rate
TX: 0.00%
WA: 1.10%
TX

Taxes

Property Tax Rate
TX: 1.80%
WA: 0.87%
WA
Top Income Tax Rate
TX: None
WA: None
Tie
Sales Tax Rate
TX: 6.25%
WA: 6.50%
TX
Capital Gains Tax Rate
TX: None
WA: 7.00%
TX

Income & Employment

Median Household Income
TX: $67,321
WA: $82,228
WA
Minimum Wage
TX: $7.25/hr
WA: $16.66/hr
WA
Max Unemployment Benefit
TX: $521/wk
WA: $929/wk
WA

Business

LLC Filing Fee
TX: $300
WA: $180
WA
LLC Annual Fee
TX: $0
WA: $60
TX

Insurance & Living

Avg Car Insurance
TX: $2,150/yr
WA: $1,680/yr
WA
Avg Home Insurance
TX: $3,600/yr
WA: $1,420/yr
WA

Key Takeaways

  • 1

    Both states are evenly matched, each winning in 7 metrics — your decision should depend on which factors matter most to you.

  • 2

    Housing: Median home prices are $310,000 in Texas vs $560,000 in Washington — a $250,000 difference.

  • 3

    Taxes: Texas has no income tax while Washington has no income tax. Property tax rates are 1.8% vs 0.87%.

  • 4

    Cost of Living: Texas's index is 93.9 and Washington's is 110.7 (national average = 100).

Frequently Asked Questions

Is Texas or Washington more affordable?

Texas has a lower cost of living index (93.9) compared to Washington (110.7), where 100 is the national average. However, affordability depends on your specific situation — compare housing, taxes, and income together for a complete picture.

Which state has lower taxes — Texas or Washington?

Overall, Washington has a lower combined tax burden. Texas has no income tax, 6.25% sales tax, and 1.8% property tax. Washington has no income tax, 6.5% sales tax, and 0.87% property tax.

What are housing costs in Texas vs Washington?

The median home price in Texas is $310,000 compared to $560,000 in Washington. For renters, a 2-bedroom apartment averages $1,275/month in Texas vs $1,695/month in Washington.

Which state is better for starting a business — Texas or Washington?

LLC filing costs are $300 in Texas vs $180 in Washington, with annual fees of $0 and $60 respectively. Texas's lack of income tax compared to Washington's tax-free status may also factor into your decision.

Should I move from Texas to Washington?

It depends on your priorities. Washington wins in 7 of 16 metrics we compared. Use our free calculators to model your specific financial scenario — including salary, property tax, and cost of living for each state.

Comparing Texas and Washington

When deciding between living in Texas or Washington, the financial picture goes beyond just one metric. This comparison analyzes 16 key financial indicators sourced from the U.S. Census Bureau, Tax Foundation, HUD Fair Market Rent data, and Bureau of Labor Statistics to give you a comprehensive overview.

Texas (TX) has a median household income of $67,321 with a cost of living index of 93.9. Washington (WA) has a median household income of $82,228 with a cost of living index of 110.7.

These numbers are estimates. Individual circumstances vary based on location within each state, family size, profession, and lifestyle. Use our free Texas calculator or Washington calculator to model your specific financial scenario.

Data sources: Census Bureau ACS, Tax Foundation, HUD FMR, BLS. Last verified January 2026. Calculators provide estimates only — consult a qualified professional for financial advice.