Florida Cost of Living Calculator
Florida scores 100.8 on the C2ER cost of living index (housing 99.3, Q2 2026): $75,000 at the U.S. average equals about $75,600 here; its highest part is groceries at 104.9.
| Index | Florida |
|---|---|
| Composite (sets the equivalent salary) | 100.8 |
| Housing (sets the equivalent rent) | 99.3 |
| Groceries | 104.9 |
| Utilities | 97.5 |
| Transportation | 103.3 |
| Health care | 102.8 |
| Other goods and services | 100.1 |
Source: MERIC Cost of Living Data Series, C2ER (https://meric.mo.gov/data/cost-living-data-series).
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Pre-filled: MERIC (C2ER Cost of Living Index)
Additional Details
Pre-filled: MERIC (C2ER Cost of Living Index, Housing component)
Equivalent Salary Needed
Estimated • Based on your inputs
Salary Difference
$600.00
Detailed Breakdown
Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.
How This Calculator Works
Calculation methodology and assumptions
Florida's figures fill the destination side: composite 100.8 for the salary, housing 99.3 for the rent, and none on wages for the tax line.
How the salary, rent and tax lines are worked out (the same for every state)
Key State Information
Florida ranks 19th highest of the 50 states on the composite index (100.8). Median household income: $77,735 (U.S. Census Bureau, ACS 2024 1-year, table B19013). Statewide two-bedroom Fair Market Rent (HUD FY2027): $2,005 a month.
What Florida's index does to a salary and a rent
| Salary at the U.S. average | Same buying power in Florida | Rent at the U.S. average → in Florida | Florida income tax on that salary |
|---|---|---|---|
| $50,000 | $50,400 | $1,000 → $993 | $0 |
| $75,000 | $75,600 | $1,500 → $1,490 | $0 |
| $100,000 | $100,800 | $2,000 → $1,986 | $0 |
| $150,000 | $151,200 | $2,500 → $2,483 | $0 |
Florida does not tax wages.
Florida and the states it borders
| State | Its composite / housing | $75,000 there = in Florida | $1,500 rent there = in Florida | $75,000 in Florida = there | Income tax there → here |
|---|---|---|---|---|---|
| Alabama | 86.0 / 68.6 | $87,907 | $2,171 | $63,988 | 5% top rate → none on wages |
| Georgia | 90.1 / 77.6 | $83,907 | $1,919 | $67,039 | 4.99% flat → none on wages |
Frequently Asked Questions
What is the cost of living in Florida?
Florida's composite index is 100.8 for Q2 2026, the 19th highest of the 50 states. A $75,000 salary at the national average buys what about $75,600 buys in Florida.
Which prices are highest and lowest in Florida?
Against a U.S. average of 100, Florida's highest part is groceries (104.9) and its lowest is utilities (97.5); groceries, transportation, health care and other goods and services are above the national average, the other two at or below it (C2ER, Q2 2026).
What salary keeps a two-bedroom rent in Florida at 30% of income?
About $80,200 a year: Florida's FY2027 statewide two-bedroom Fair Market Rent is $2,005 a month, and $24,060 a year is 30% of that salary.