Oklahoma Cost of Living Calculator
Oklahoma scores 83.0 on the C2ER cost of living index (housing 65.1, Q2 2026): $75,000 at the U.S. average equals about $62,250 here; its highest part is utilities at 97.6.
| Index | Oklahoma |
|---|---|
| Composite (sets the equivalent salary) | 83.0 |
| Housing (sets the equivalent rent) | 65.1 |
| Groceries | 94.1 |
| Utilities | 97.6 |
| Transportation | 83.9 |
| Health care | 96.7 |
| Other goods and services | 87.8 |
Source: MERIC Cost of Living Data Series, C2ER (https://meric.mo.gov/data/cost-living-data-series).
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Pre-filled: MERIC (C2ER Cost of Living Index)
Additional Details
Pre-filled: MERIC (C2ER Cost of Living Index, Housing component)
Equivalent Salary Needed
Estimated • Based on your inputs
Salary Difference
-$12,750.00
Detailed Breakdown
Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.
How This Calculator Works
Calculation methodology and assumptions
Oklahoma's figures fill the destination side: composite 83.0 for the salary, housing 65.1 for the rent, and 4.5% top rate for the tax line.
How the salary, rent and tax lines are worked out (the same for every state)
Key State Information
Oklahoma ranks lowest of the 50 states on the composite index (83.0). Median household income: $66,148 (U.S. Census Bureau, ACS 2024 1-year, table B19013). Statewide two-bedroom Fair Market Rent (HUD FY2027): $1,141 a month.
What Oklahoma's index does to a salary and a rent
| Salary at the U.S. average | Same buying power in Oklahoma | Rent at the U.S. average → in Oklahoma | Oklahoma income tax on that salary |
|---|---|---|---|
| $50,000 | $41,500 | $1,000 → $651 | $1,386 (3.3%) |
| $75,000 | $62,250 | $1,500 → $976 | $2,320 (3.7%) |
| $100,000 | $83,000 | $2,000 → $1,302 | $3,253 (3.9%) |
| $150,000 | $124,500 | $2,500 → $1,627 | $5,121 (4.1%) |
Oklahoma 2026 single-filer rates, after Oklahoma Tax Commission — 2025 Form 511 packet (standard deduction, exemptions) (tax year 2025).
Oklahoma and the states it borders
| State | Its composite / housing | $75,000 there = in Oklahoma | $1,500 rent there = in Oklahoma | $75,000 in Oklahoma = there | Income tax there → here |
|---|---|---|---|---|---|
| Arkansas | 89.0 / 76.9 | $69,944 | $1,270 | $80,422 | 3.7% top rate → 4.5% top rate |
| Colorado | 102.7 / 108.6 | $60,613 | $899 | $92,801 | 4.4% flat → 4.5% top rate |
| Kansas | 87.1 / 78.7 | $71,470 | $1,241 | $78,705 | 5.58% top rate → 4.5% top rate |
| Missouri | 88.2 / 77.7 | $70,578 | $1,257 | $79,699 | 4.7% top rate → 4.5% top rate |
| New Mexico | 90.2 / 82.4 | $69,013 | $1,185 | $81,506 | 5.9% top rate → 4.5% top rate |
| Texas | 90.8 / 77.2 | $68,557 | $1,265 | $82,048 | none on wages → 4.5% top rate |
Frequently Asked Questions
What is the cost of living in Oklahoma?
Oklahoma's composite index is 83.0 for Q2 2026, the lowest of the 50 states. A $75,000 salary at the national average buys what about $62,250 buys in Oklahoma.
Which prices are highest and lowest in Oklahoma?
Against a U.S. average of 100, Oklahoma's highest part is utilities (97.6) and its lowest is housing (65.1); none of the six parts is above the national average (C2ER, Q2 2026).
What salary keeps a two-bedroom rent in Oklahoma at 30% of income?
About $45,640 a year: Oklahoma's FY2027 statewide two-bedroom Fair Market Rent is $1,141 a month, and $13,692 a year is 30% of that salary.