FSA Calculators
9 free calculators — all 50 states
Calculate your 2026 Health Care FSA and Dependent Care FSA tax savings, the Child & Dependent Care Tax Credit, and the federal Adoption Tax Credit — including the new $7,500 FSA limit, the new 50% dependent care credit rate, and the newly-refundable $17,670 adoption credit, all from the One Big Beautiful Bill Act.
All Calculators
Adoption Tax Credit Calculator
Calculate your 2026 federal Adoption Tax Credit. The 2026 maximum credit is $17,670 per child, with a $265,080-$305,080 MAGI phase-out and up to $5,120 now refundable under the OBBBA.
Child & Dependent Care Credit Calculator
Calculate your Child and Dependent Care Tax Credit for 2026. The One Big Beautiful Bill Act raised the top rate from 35% to 50% and added a new $75,000/$150,000 phase-down tier for 2026+.
Child Tax Credit Calculator
Estimate your 2026 Child Tax Credit and refundable Additional Child Tax Credit. 2026 credit is $2,200 per child ($1,700 refundable), plus $500 per other dependent -- phases out above $200,000/$400,000 MAGI.
Dependent Care FSA Calculator
Calculate your Dependent Care FSA tax savings under the new 2026 limit -- raised from $5,000 to $7,500 ($3,750 MFS) by the One Big Beautiful Bill Act. See exactly how much extra you can save.
Earned Income Tax Credit (EITC) Calculator
Estimate your 2026 Earned Income Tax Credit (EITC). Enter your earned income, AGI, filing status, and number of children to see your credit -- max $8,231 for 3+ kids.
Education Tax Credit Calculator (AOTC & Lifetime Learning Credit)
Compare your American Opportunity Tax Credit (up to $2,500) and Lifetime Learning Credit (up to $2,000) side by side for 2026. See which education credit is worth more for your income and expenses.
Health Care FSA Tax Savings Calculator
Calculate your 2026 Health Care FSA tax savings. The 2026 contribution limit is $3,400 with a $680 carryover. See your federal, state & FICA tax savings and forfeiture risk.
Saver's Credit Calculator
Estimate your 2026 Saver's Credit (Retirement Savings Contributions Credit) for IRA and 401(k) contributions -- up to $1,000 ($2,000 married filing jointly). Income limit: $80,500 joint.
Student Loan Interest Deduction Calculator
Calculate your 2026 student loan interest tax deduction (26 U.S.C. Sec. 221). Up to $2,500/year, phased out by MAGI starting at $85,000 single / $175,000 joint.
About FSA Calculators
Calculate your 2026 Health Care FSA and Dependent Care FSA tax savings, the Child & Dependent Care Tax Credit, and the federal Adoption Tax Credit — including the new $7,500 FSA limit, the new 50% dependent care credit rate, and the newly-refundable $17,670 adoption credit, all from the One Big Beautiful Bill Act. All 9 calculators are free to use, require no sign-up, and provide instant, formula-based results — see each calculator's own methodology section below for exactly how its figures are calculated and sourced.
Each calculator includes a detailed methodology section explaining the formulas used, data sources cited with verification dates, and frequently asked questions to help you understand the results. Results are shareable and print-friendly.