Renters Insurance Calculators
50 free calculators — all 50 states
Estimate renters insurance cost by state using real NAIC average premium data, plus your personal property value, coverage type, liability limit, and deductible.
All Calculators
Alabama Renters Insurance Calculator
Estimate Alabama renters insurance cost. State average: $222/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Alaska Renters Insurance Calculator
Estimate Alaska renters insurance cost. State average: $184/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Arizona Renters Insurance Calculator
Estimate Arizona renters insurance cost. State average: $160/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Arkansas Renters Insurance Calculator
Estimate Arkansas renters insurance cost. State average: $206/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
California Renters Insurance Calculator
Estimate California renters insurance cost. State average: $177/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Colorado Renters Insurance Calculator
Estimate Colorado renters insurance cost. State average: $159/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Connecticut Renters Insurance Calculator
Estimate Connecticut renters insurance cost. State average: $171/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Delaware Renters Insurance Calculator
Estimate Delaware renters insurance cost. State average: $144/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Florida Renters Insurance Calculator
Estimate Florida renters insurance cost. State average: $175/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Georgia Renters Insurance Calculator
Estimate Georgia renters insurance cost. State average: $205/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Hawaii Renters Insurance Calculator
Estimate Hawaii renters insurance cost. State average: $172/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Idaho Renters Insurance Calculator
Estimate Idaho renters insurance cost. State average: $146/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Illinois Renters Insurance Calculator
Estimate Illinois renters insurance cost. State average: $154/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Indiana Renters Insurance Calculator
Estimate Indiana renters insurance cost. State average: $162/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Iowa Renters Insurance Calculator
Estimate Iowa renters insurance cost. State average: $135/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Kansas Renters Insurance Calculator
Estimate Kansas renters insurance cost. State average: $159/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Kentucky Renters Insurance Calculator
Estimate Kentucky renters insurance cost. State average: $156/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Louisiana Renters Insurance Calculator
Estimate Louisiana renters insurance cost. State average: $243/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Maine Renters Insurance Calculator
Estimate Maine renters insurance cost. State average: $146/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Maryland Renters Insurance Calculator
Estimate Maryland renters insurance cost. State average: $152/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Massachusetts Renters Insurance Calculator
Estimate Massachusetts renters insurance cost. State average: $168/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Michigan Renters Insurance Calculator
Estimate Michigan renters insurance cost. State average: $179/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Minnesota Renters Insurance Calculator
Estimate Minnesota renters insurance cost. State average: $132/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Mississippi Renters Insurance Calculator
Estimate Mississippi renters insurance cost. State average: $258/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Missouri Renters Insurance Calculator
Estimate Missouri renters insurance cost. State average: $171/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Montana Renters Insurance Calculator
Estimate Montana renters insurance cost. State average: $154/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Nebraska Renters Insurance Calculator
Estimate Nebraska renters insurance cost. State average: $141/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Nevada Renters Insurance Calculator
Estimate Nevada renters insurance cost. State average: $175/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
New Hampshire Renters Insurance Calculator
Estimate New Hampshire renters insurance cost. State average: $145/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
New Jersey Renters Insurance Calculator
Estimate New Jersey renters insurance cost. State average: $151/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
New Mexico Renters Insurance Calculator
Estimate New Mexico renters insurance cost. State average: $175/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
New York Renters Insurance Calculator
Estimate New York renters insurance cost. State average: $164/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
North Carolina Renters Insurance Calculator
Estimate North Carolina renters insurance cost. State average: $164/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
North Dakota Renters Insurance Calculator
Estimate North Dakota renters insurance cost. State average: $114/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Ohio Renters Insurance Calculator
Estimate Ohio renters insurance cost. State average: $160/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Oklahoma Renters Insurance Calculator
Estimate Oklahoma renters insurance cost. State average: $221/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Oregon Renters Insurance Calculator
Estimate Oregon renters insurance cost. State average: $150/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Pennsylvania Renters Insurance Calculator
Estimate Pennsylvania renters insurance cost. State average: $147/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Rhode Island Renters Insurance Calculator
Estimate Rhode Island renters insurance cost. State average: $178/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
South Carolina Renters Insurance Calculator
Estimate South Carolina renters insurance cost. State average: $184/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
South Dakota Renters Insurance Calculator
Estimate South Dakota renters insurance cost. State average: $117/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Tennessee Renters Insurance Calculator
Estimate Tennessee renters insurance cost. State average: $183/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Texas Renters Insurance Calculator
Estimate Texas renters insurance cost. State average: $204/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Utah Renters Insurance Calculator
Estimate Utah renters insurance cost. State average: $145/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Vermont Renters Insurance Calculator
Estimate Vermont renters insurance cost. State average: $150/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Virginia Renters Insurance Calculator
Estimate Virginia renters insurance cost. State average: $151/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Washington Renters Insurance Calculator
Estimate Washington renters insurance cost. State average: $159/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
West Virginia Renters Insurance Calculator
Estimate West Virginia renters insurance cost. State average: $170/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Wisconsin Renters Insurance Calculator
Estimate Wisconsin renters insurance cost. State average: $127/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
Wyoming Renters Insurance Calculator
Estimate Wyoming renters insurance cost. State average: $142/year (NAIC). Calculate based on your personal property value, coverage type, and deductible.
About Renters Insurance Calculators
Estimate renters insurance cost by state using real NAIC average premium data, plus your personal property value, coverage type, liability limit, and deductible. All 50 calculators are free to use, require no sign-up, and provide instant, formula-based results — see each calculator's own methodology section below for exactly how its figures are calculated and sourced.
Each calculator includes a detailed methodology section explaining the formulas used, data sources cited with verification dates, and frequently asked questions to help you understand the results. Results are shareable and print-friendly.