HSA Calculators
50 free calculators — all 50 states
Calculate Health Savings Account tax savings by state. See triple tax advantage, projected growth, and effective medical costs.
All Calculators
Alabama HSA Calculator
Calculate HSA tax savings in Alabama. Save on federal + 5% state tax. Max contribution $4,300/$8,550.
Alaska HSA Calculator
Calculate HSA tax savings in Alaska. Save on federal + 0% state tax. Max contribution $4,300/$8,550.
Arizona HSA Calculator
Calculate HSA tax savings in Arizona. Save on federal + 2.5% state tax. Max contribution $4,300/$8,550.
Arkansas HSA Calculator
Calculate HSA tax savings in Arkansas. Save on federal + 4.4% state tax. Max contribution $4,300/$8,550.
California HSA Calculator
Calculate HSA tax savings in California. Note: California doesn't provide state tax deduction for HSA. Max contribution $4,300/$8,550.
Colorado HSA Calculator
Calculate HSA tax savings in Colorado. Save on federal + 4.4% state tax. Max contribution $4,300/$8,550.
Connecticut HSA Calculator
Calculate HSA tax savings in Connecticut. Save on federal + 6.99% state tax. Max contribution $4,300/$8,550.
Delaware HSA Calculator
Calculate HSA tax savings in Delaware. Save on federal + 6.6% state tax. Max contribution $4,300/$8,550.
Florida HSA Calculator
Calculate HSA tax savings in Florida. Save on federal + 0% state tax. Max contribution $4,300/$8,550.
Georgia HSA Calculator
Calculate HSA tax savings in Georgia. Save on federal + 5.39% state tax. Max contribution $4,300/$8,550.
Hawaii HSA Calculator
Calculate HSA tax savings in Hawaii. Save on federal + 11% state tax. Max contribution $4,300/$8,550.
Idaho HSA Calculator
Calculate HSA tax savings in Idaho. Save on federal + 5.8% state tax. Max contribution $4,300/$8,550.
Illinois HSA Calculator
Calculate HSA tax savings in Illinois. Save on federal + 4.95% state tax. Max contribution $4,300/$8,550.
Indiana HSA Calculator
Calculate HSA tax savings in Indiana. Save on federal + 3.05% state tax. Max contribution $4,300/$8,550.
Iowa HSA Calculator
Calculate HSA tax savings in Iowa. Save on federal + 3.9% state tax. Max contribution $4,300/$8,550.
Kansas HSA Calculator
Calculate HSA tax savings in Kansas. Save on federal + 5.7% state tax. Max contribution $4,300/$8,550.
Kentucky HSA Calculator
Calculate HSA tax savings in Kentucky. Save on federal + 4% state tax. Max contribution $4,300/$8,550.
Louisiana HSA Calculator
Calculate HSA tax savings in Louisiana. Save on federal + 4.25% state tax. Max contribution $4,300/$8,550.
Maine HSA Calculator
Calculate HSA tax savings in Maine. Save on federal + 7.15% state tax. Max contribution $4,300/$8,550.
Maryland HSA Calculator
Calculate HSA tax savings in Maryland. Save on federal + 5.75% state tax. Max contribution $4,300/$8,550.
Massachusetts HSA Calculator
Calculate HSA tax savings in Massachusetts. Save on federal + 9% state tax. Max contribution $4,300/$8,550.
Michigan HSA Calculator
Calculate HSA tax savings in Michigan. Save on federal + 4.25% state tax. Max contribution $4,300/$8,550.
Minnesota HSA Calculator
Calculate HSA tax savings in Minnesota. Save on federal + 9.85% state tax. Max contribution $4,300/$8,550.
Mississippi HSA Calculator
Calculate HSA tax savings in Mississippi. Save on federal + 5% state tax. Max contribution $4,300/$8,550.
Missouri HSA Calculator
Calculate HSA tax savings in Missouri. Save on federal + 4.8% state tax. Max contribution $4,300/$8,550.
Montana HSA Calculator
Calculate HSA tax savings in Montana. Save on federal + 5.9% state tax. Max contribution $4,300/$8,550.
Nebraska HSA Calculator
Calculate HSA tax savings in Nebraska. Save on federal + 5.84% state tax. Max contribution $4,300/$8,550.
Nevada HSA Calculator
Calculate HSA tax savings in Nevada. Save on federal + 0% state tax. Max contribution $4,300/$8,550.
New Hampshire HSA Calculator
Calculate HSA tax savings in New Hampshire. Save on federal + 0% state tax. Max contribution $4,300/$8,550.
New Jersey HSA Calculator
Calculate HSA tax savings in New Jersey. Note: New Jersey doesn't provide state tax deduction for HSA. Max contribution $4,300/$8,550.
New Mexico HSA Calculator
Calculate HSA tax savings in New Mexico. Save on federal + 5.9% state tax. Max contribution $4,300/$8,550.
New York HSA Calculator
Calculate HSA tax savings in New York. Save on federal + 10.9% state tax. Max contribution $4,300/$8,550.
North Carolina HSA Calculator
Calculate HSA tax savings in North Carolina. Save on federal + 4.25% state tax. Max contribution $4,300/$8,550.
North Dakota HSA Calculator
Calculate HSA tax savings in North Dakota. Save on federal + 1.95% state tax. Max contribution $4,300/$8,550.
Ohio HSA Calculator
Calculate HSA tax savings in Ohio. Save on federal + 3.5% state tax. Max contribution $4,300/$8,550.
Oklahoma HSA Calculator
Calculate HSA tax savings in Oklahoma. Save on federal + 4.75% state tax. Max contribution $4,300/$8,550.
Oregon HSA Calculator
Calculate HSA tax savings in Oregon. Save on federal + 9.9% state tax. Max contribution $4,300/$8,550.
Pennsylvania HSA Calculator
Calculate HSA tax savings in Pennsylvania. Save on federal + 3.07% state tax. Max contribution $4,300/$8,550.
Rhode Island HSA Calculator
Calculate HSA tax savings in Rhode Island. Save on federal + 5.99% state tax. Max contribution $4,300/$8,550.
South Carolina HSA Calculator
Calculate HSA tax savings in South Carolina. Save on federal + 6.4% state tax. Max contribution $4,300/$8,550.
South Dakota HSA Calculator
Calculate HSA tax savings in South Dakota. Save on federal + 0% state tax. Max contribution $4,300/$8,550.
Tennessee HSA Calculator
Calculate HSA tax savings in Tennessee. Save on federal + 0% state tax. Max contribution $4,300/$8,550.
Texas HSA Calculator
Calculate HSA tax savings in Texas. Save on federal + 0% state tax. Max contribution $4,300/$8,550.
Utah HSA Calculator
Calculate HSA tax savings in Utah. Save on federal + 4.65% state tax. Max contribution $4,300/$8,550.
Vermont HSA Calculator
Calculate HSA tax savings in Vermont. Save on federal + 8.75% state tax. Max contribution $4,300/$8,550.
Virginia HSA Calculator
Calculate HSA tax savings in Virginia. Save on federal + 5.75% state tax. Max contribution $4,300/$8,550.
Washington HSA Calculator
Calculate HSA tax savings in Washington. Save on federal + 0% state tax. Max contribution $4,300/$8,550.
West Virginia HSA Calculator
Calculate HSA tax savings in West Virginia. Save on federal + 5.12% state tax. Max contribution $4,300/$8,550.
Wisconsin HSA Calculator
Calculate HSA tax savings in Wisconsin. Save on federal + 7.65% state tax. Max contribution $4,300/$8,550.
Wyoming HSA Calculator
Calculate HSA tax savings in Wyoming. Save on federal + 0% state tax. Max contribution $4,300/$8,550.
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About HSA Calculators
Calculate Health Savings Account tax savings by state. See triple tax advantage, projected growth, and effective medical costs. All 50 calculators are free to use, require no sign-up, and provide instant results based on verified data from official government agencies.
Each calculator includes a detailed methodology section explaining the formulas used, data sources cited with verification dates, and frequently asked questions to help you understand the results. Results are shareable and print-friendly.