Indiana Workers' Comp Calculator
Estimate your Indiana temporary total disability (TTD) workers' compensation benefit using the actual statutory percentage from IC 22-3-3-8 / IC 22-3-3-22.
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Estimated Weekly Benefit
$533.33
Estimated • Based on your inputs
Estimated Monthly Benefit
$2,311.11
Detailed Breakdown
Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.
How This Calculator Works
Calculation methodology and assumptions
This calculator estimates Indiana's Temporary Total Disability (TTD) workers' compensation benefit -- the ongoing wage-replacement payment made while you are completely unable to work due to a job injury -- using 66 2/3% (two-thirds) of your average weekly wage, per IC 22-3-3-8 / IC 22-3-3-22. Indiana is structured differently from every other state on this site: instead of capping the RESULTING benefit, IC 22-3-3-22(a) clamps the "average weekly wages" figure used in the calculation itself to a fixed statutory range the General Assembly has already legislated through mid-2026 (not an annually-republished agency figure), then applies the standard 66 2/3% rate under IC 22-3-3-8 to that clamped figure -- and separately guarantees the result never exceeds your own actual wage. Your actual benefit is also subject to a fixed statutory maximum of $877.33/week (66 2/3% of the $1,316 maximum "average weekly wages" figure IC 22-3-3-22(a)(8) sets by name for injuries on/after July 1, 2026, part of a fixed step schedule the General Assembly has already legislated -- applied directly below), on the high end, and a fixed statutory minimum of $50.00/week (66 2/3% of IC 22-3-3-22(a)'s $75 minimum "average weekly wages" figure), unless your actual average weekly wage is itself below $50 -- IC 22-3-3-22(a) provides that compensation may never exceed your own actual wage, so in that case you receive 100% of your real wage instead (applied directly below), on the low end -- this calculator applies both directly, since both are fixed dollar figures written into the statute itself, and you should confirm the current published cap/floor with Indiana's workers' compensation agency before relying on this estimate for a specific dollar figure.
Key State Information
IC 22-3-3-8 / IC 22-3-3-22: "With respect to injuries occurring on and after July 1, 1976, causing temporary total disability... there shall be paid to the injured employee during the total disability a weekly compensation equal to sixty-six and two-thirds percent (66 2/3%) of his average weekly wages, as defined in IC 22-3-3-22." (IC 22-3-3-8) "...the average weekly wages are considered to be... (8) with respect to injuries occurring on and after July 1, 2026: (A) not more than one thousand three hundred sixteen dollars ($1,316); and (B) not less than seventy-five dollars ($75)... the weekly compensation payable shall not exceed the average weekly wages of the employee at the time of the injury." (IC 22-3-3-22(a))
How to Use This Workers' Comp Calculator
- 1
Enter your information
Input the required values. The calculator is pre-filled with Indiana's data where applicable — adjust to match your specific situation for accurate results.
- 2
Review default values
Check that the pre-filled state-specific data (tax rates, median values, etc.) matches your local situation. You can override any value to customize the calculation.
- 3
Analyze your results
Review the calculated outputs. Use the breakdown table to understand exactly how each factor contributes to the final result.
- 4
Compare across states
Use the related state calculators linked below to compare results across different states — useful for relocation planning and financial comparison.
Example Calculation
Here's a practical example using Indiana's data.
The calculator uses state-specific public data and documented estimates where available — including tax rates, median values, and cost benchmarks — to produce a personalized estimate for the inputs you provide.
Result: Results will vary based on your individual inputs. Use this calculator as a starting point, then adjust the values to test different scenarios. The methodology section below explains exactly how each result is calculated.
What Affects Your Results
State-Specific Inputs
Indiana has unique rates, fee schedules, and regulatory requirements that can affect results. This page's methodology and source card identify which inputs are sourced, modeled, or user-adjustable.
Income Level
Many calculations are income-dependent due to progressive tax brackets, phase-outs, or income-based eligibility thresholds. Higher income doesn't always mean proportionally higher costs.
Local Variations
State averages may not reflect your specific city or county. Local taxes, fees, and market conditions can vary ±20% from state averages.
Annual Changes
Tax rates, fee schedules, and regulations change. Check the recorded source-review date and verify critical numbers with the relevant agency.
Tips for Indiana Residents
- Always verify pre-filled values against your actual data. State averages are a good starting point but your situation may differ significantly.
- Run multiple scenarios by adjusting key inputs to see how changes affect your results. This helps with planning and decision-making.
- Compare your results across states using the related calculators linked below — especially valuable if you're considering relocating or doing business in Indiana.
- Bookmark this page to recalculate periodically as rates change. Check the page source card and review date before relying on a pre-filled value.
- Consult a qualified professional for major financial decisions. These calculators provide estimates based on standard formulas — a CPA or financial advisor can factor in your complete financial picture.
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StateCalc Team
Editorial Team
The StateCalc team builds free financial calculators using data from official government sources including the IRS, U.S. Census Bureau, BLS, and state revenue departments. All formulas are validated by an automated test suite and cross-referenced against published data.
Our editorial standardsFrequently Asked Questions
How is a workers' comp TTD benefit calculated in Indiana?
Indiana pays 66 2/3% (two-thirds) of your average weekly wage while you are temporarily and totally unable to work due to a job-related injury or illness, per IC 22-3-3-8 / IC 22-3-3-22.
Is there a maximum or minimum weekly benefit?
Yes. The benefit is capped at a fixed statutory maximum of $877.33/week (66 2/3% of the $1,316 maximum "average weekly wages" figure IC 22-3-3-22(a)(8) sets by name for injuries on/after July 1, 2026, part of a fixed step schedule the General Assembly has already legislated -- applied directly below), and floored at a fixed statutory minimum of $50.00/week (66 2/3% of IC 22-3-3-22(a)'s $75 minimum "average weekly wages" figure), unless your actual average weekly wage is itself below $50 -- IC 22-3-3-22(a) provides that compensation may never exceed your own actual wage, so in that case you receive 100% of your real wage instead (applied directly below). This calculator applies both figures directly, since Indiana's legislature writes fixed dollar amounts directly into the statute itself rather than delegating them to an annually-adjusted agency figure.
Does this calculator estimate my lump-sum settlement amount?
No. This tool estimates only your ongoing weekly wage-replacement (TTD) benefit while you remain temporarily and totally disabled. A lump-sum workers' comp settlement additionally depends on your permanent impairment rating, future medical costs, vocational/return-to-work factors, and case-specific negotiation between you (or your attorney) and the insurer -- none of which a wage-replacement calculator can responsibly estimate.
What counts as my "average weekly wage" in Indiana?
Most states calculate this from your gross wages (before taxes) over a set look-back period before your injury -- commonly 13 weeks, though some states use up to a full year for seasonal or part-year workers. Check with your state's workers' comp agency for the exact look-back period that applies to your claim.
Are workers' comp benefits taxable?
No. Workers' compensation benefits paid under a workers' comp act are generally fully exempt from federal and state income tax, per IRC §104(a)(1) -- unlike a lawsuit settlement for lost wages, which is typically taxable. See our Legal Settlement Tax Calculator if you're dealing with a separate personal injury lawsuit rather than a standard workers' comp claim.
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