Unemployment Benefits Calculators Missouri

Missouri Unemployment Benefits Calculator

Estimate your Missouri unemployment benefits. Max weekly: $320. Max weeks: 20. Free calculator.

Updated Estimate — not official figures
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Estimate only — these are not official figures

The weekly benefit applies Missouri's exact statutory formula, cited in the methodology and sources, so it matches the law when the wages you enter are accurate. The page is still labeled an estimate because its monthly figure (the weekly amount times 4.33) is not an amount the state pays and only the state agency can decide whether you qualify. The maximum weekly benefit ($320) and duration (20 weeks) come from published sources.

Do not rely on these amounts for budgeting or payment. For exact amounts, check the Missouri state unemployment insurance agency (file there and use its official benefits estimator for your actual Weekly Benefit Amount determination).

Enter Your Details

Adjust values to see instant results

$1,000$120,000
$1,000$250,000

Estimated Weekly Benefit Amount (WBA)

$320.00

Estimated • Based on your inputs

Estimated Monthly Benefit

$1,386.00

Detailed Breakdown

Maximum Total Benefit (Whole Claim)$6,400.00
99%
Income Replacement Rate46.22%
Weeks Available20
Dependent Allowance$0.00

Cumulative Benefits

$1k$3k$4k$5k$7kWk 1Wk 4Wk 7Wk 10Wk 13Wk 16Wk 19Wk 20

Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.

Missouri Quick Facts
4.7% Income Tax Rate
0.89% Property Tax Rate
$71,589 Median Income
88.2 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Missouri averages your two highest-paid base-period quarters and pays 4 percent of that average each week, lowered to a whole dollar, with a statutory ceiling of $320 for claims filed since 2008 (RSMo §288.038). The U.S. Department of Labor's January 2026 summary lists $35 as the lowest weekly amount; this calculator treats a smaller result as no benefit. The same summary gives Missouri's claim limit as the lesser of one-third of base-period wages or 20 times the weekly amount, which is what the totals here use. The Revisor of Statutes marks the 2015 version of §288.060, which would have shortened claims to 13-20 weeks by the state unemployment rate, as declared unconstitutional (Pestka v. State, 2016), so no rate-based scale is applied. No allowance is paid for dependents, and the qualifying tests (wages in two quarters, base-period pay of 1.5 times the high quarter) are not checked.

Key State Information

Missouri's $320 weekly cap is a dollar figure in the statute for claims filed since 2008, not indexed to wages. Because it uses a two-quarter average, one strong quarter is diluted by a weaker one: $9,000 across the two best quarters and $10,500 for the year pays $180 a week, and the one-third-of-wages limit holds the claim to $3,500.

Standard financial formulas Pre-filled with documented models and state context Estimates only — not financial advice
Data Source
RSMo §288.038 (4% of the two-highest-quarter average, $320 cap); U.S. Dept. of Labor, Significant Provisions of State UI Laws (Effective January 2026), Missouri row ($35 minimum, 1/3 of wages or 20 weeks)
View Original Source | Source record reviewed | Review target: annually

Example Calculation

Let's review the inputs that set unemployment benefits in Missouri.

Missouri uses its own benefit formula from state law rather than a general 50%-of-wage estimate. Enter the exact quarter/base-period wage and eligibility fields requested by the calculator; the required inputs differ by state and cannot be reconstructed safely from median household income.

Result: Published maximum weekly amount: $320. Current maximum duration: 20 weeks. These are ceilings, not a typical award; the calculator above applies Missouri's source-backed formula to your own wage history, and only the state agency determines eligibility.

SC

StateCalc Team

Editorial Team

The StateCalc team builds free financial calculators using data from official government sources including the IRS, U.S. Census Bureau, BLS, and state revenue departments. All formulas are validated by an automated test suite and cross-referenced against published data.

Our editorial standards

Frequently Asked Questions

How much will I get from Missouri unemployment?

4% of your two-best-quarter average. If those quarters paid $14,000 together, the average is $7,000 and the weekly amount is $280; $16,000 or more together reaches the $320 cap (RSMo §288.038).

How long can I collect unemployment in Missouri?

Up to 20 weeks, limited to one-third of base-period pay. $26,000 of base-period pay at $280 a week allows $5,600, about 20 weeks.

Does Missouri pay a dependent allowance?

No. Children or a non-working spouse do not change the Missouri weekly amount.

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