Unemployment Benefits Calculators Rhode Island

Rhode Island Unemployment Benefits Calculator

Estimate your Rhode Island unemployment benefits. Max weekly: $971. Max weeks: 26. Free calculator.

Updated Aug 6, 2026 Estimate — not official figures

Use Calculator Free — No Sign-up Instant Results 3,353 Tests Passing Updated Aug 2026

Estimate only — these are not official figures

The weekly benefit applies Rhode Island's exact statutory formula cited in the methodology and source, so the weekly amount is statute-grade GIVEN accurate wage inputs. It is declared modeled (not "Fact-checked") only because the page also outputs a derived monthly figure (weekly x 4.33, a non-statutory convention) and the tool does not perform the agency's monetary-eligibility determination. The maximum weekly benefit ($971) and duration (26 weeks) are source-backed.

Do not rely on these amounts for budgeting or payment. For exact amounts, check the Rhode Island's state unemployment insurance agency (file there and use its official benefits estimator for your actual Weekly Benefit Amount determination).

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Adjust values to see instant results

Average Wages Paid in Your Two Highest Quarters

$2,140$60,000

Wages in Your Single Highest Quarter

$3,200$60,000

Total Wages, Full Base Period (Usually ~12 Months)

$6,400$250,000

Number of Dependents

Estimated Weekly Benefit Amount (WBA)

$385.00

Estimated • Based on your inputs

Estimated Monthly Benefit

$1,667.00

Detailed Breakdown

Maximum Total Benefit (Whole Claim)$10,010.00

96%

Income Replacement Rate50.05%

Weeks Available26

Dependent Allowance$0.00

Base Weekly Benefit Before Dependents$385.00

Cumulative Benefits

Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.

Rhode Island Quick Facts

6.0% Income Tax Rate

1.12% Property Tax Rate

$83,504 Median Income

111.2 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Rhode Island calculates base WBA as 3.85% of the average of the two highest quarters, rounded DOWN, capped at $777 for claims 2026-07-01 through 2027-06-30. The published $82 “minimum” is a formula result near qualifying wages, not a floor. This calculator enforces DLT's $19,200 primary eligibility test or its $3,200-high-quarter/$6,400-total/1.5x alternative, plus complete quarter relationships. Dependency allowance is the greater of $15 or 5% of the BASE RATE per dependent (max 5), capped at the greater of $50 or 25% of base, floored; $777 base + $194 reproduces the published $971 maximum. Base claim cap is the lesser of 33% BPW or 26×base WBA. A final partial week's dependency allowance is prorated by the partial-base/full-base ratio under §28-44-6(b)(1), rather than paid in full.

Key State Information

Rhode Island's maximum BASE weekly UI benefit is $777, or up to $971 with 5 dependents, for new claims 2026-07-01 through 2027-06-30. This replaces the prior $931 dependent-inclusive maximum. Duration is capped by 33% of BPW or 26×base WBA, with any final partial-week dependency allowance prorated. Effective through 2027-06-30.

Standard financial formulas Pre-filled with documented models and state context Estimates only — not financial advice

Data Source

R.I. Gen. Laws §28-44-6; R.I. Dept. of Labor & Training (DLT)

View Original Source | Source record reviewed Aug 6, 2026 | Review target: annually

Example Calculation

Let's review the source-backed unemployment inputs for Rhode Island.

Rhode Island uses a state-specific statutory formula rather than the site's simplified 50%-of-wage fallback. Enter the exact quarter/base-period wage and eligibility fields requested by the calculator; the required inputs differ by state and cannot be reconstructed safely from median household income.

Result: Published maximum weekly amount: $971. Current maximum duration: 26 weeks. These are ceilings, not a typical award; the calculator above applies Rhode Island's source-backed formula to your own wage history, and only the state agency determines eligibility.

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StateCalc Team

Editorial Team

The StateCalc team builds free financial calculators using data from official government sources including the IRS, U.S. Census Bureau, BLS, and state revenue departments. All formulas are validated by an automated test suite and cross-referenced against published data.

Our editorial standards

Frequently Asked Questions

How much is unemployment in Rhode Island?

Rhode Island pays 3.85% of the average of your two highest-earning quarters, capped at $777/week before dependents (new claims 2026-07-01 through 2027-06-30). A worker whose two highest quarters average $10,000 would get an estimated $385/week with no dependents, or $423/week with 2 dependents.

Does Rhode Island pay extra for dependents?

Yes -- the greater of $15 or 5% of your BASE rate per dependent, up to 5 dependents, capped at the greater of $50 or 25% of that same base rate. A claimant at the $777 base maximum with 5 dependents can reach DLT's published $971 combined maximum exactly.

Why is $82 commonly listed as Rhode Island's minimum?

$82 is the lowest 3.85%-formula result admitted by Rhode Island's enforced monetary eligibility paths. It is an effective minimum for eligible inputs, but not an independent statutory WBA clamp.

How long do Rhode Island unemployment benefits last?

Up to 26 weeks, capped at the lesser of 33% of BPW or 26×base WBA. Dependency benefits are added for full weeks and prorated for a partial final week.