Unemployment Benefits Calculators Texas

Texas Unemployment Benefits Calculator

Estimate your Texas unemployment benefits. Max weekly: $605. Max weeks: 26. Free calculator.

Updated Aug 26, 2026 Estimate — not official figures

Use Calculator Free — No Sign-up Instant Results 3,353 Tests Passing Updated Aug 2026

Estimate only — these are not official figures

The weekly benefit applies Texas's cited statutory method but deliberately APPROXIMATES the state's published benefit table or an un-reverified parameter (see methodology), so it is an estimate rather than an exact agency lookup. The monthly figure is weekly x 4.33 (a convention, not a statutory amount), and the tool does not perform a monetary-eligibility determination. The maximum weekly benefit ($605) and duration (26 weeks) are source-backed.

Do not rely on these amounts for budgeting or payment. For exact amounts, check the Texas's state unemployment insurance agency (file there and use its official benefits estimator for your actual Weekly Benefit Amount determination).

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Wage entry method

Use the compact fields, or enter five completed calendar quarters and let the calculator derive the wage summary this state formula needs.

Match the window on your agency wage determination. Selecting the alternate four-quarter window does not determine whether you qualify to use an alternate base period.

Wages in Your Highest-Earning Quarter (3 Months)

$1,000$60,000

Total Wages, Full Base Period (Usually ~12 Months)

$1,000$250,000

Estimated Weekly Benefit Amount (WBA)

$520.00

Estimated • Based on your inputs

Estimated Monthly Benefit

$2,252.00

Detailed Breakdown

Maximum Total Benefit (Whole Claim)$13,520.00

99%

Income Replacement Rate52.00%

Weeks Available26

Dependent Allowance$0.00

Cumulative Benefits

Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.

Texas Quick Facts

None Income Tax Rate

1.40% Property Tax Rate

$79,721 Median Income

90.7 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Texas computes your Weekly Benefit Amount (WBA) as 1/25 of your highest-earning calendar quarter's wages, capped at 47.6% of the Texas average weekly wage in covered employment, recalculated annually (Labor Code §207.002). This calculator uses a $1,271 Texas average-weekly-wage estimate, back-solved from the U.S. DOL's currently-published $605 maximum WBA at that 47.6% ratio ($605 ÷ 0.476 ≈ $1,271), since TWC's own current-year AWW page was unreachable during this build — treat the 47.6% cap as an estimate, not an independently confirmed TWC figure. WBA is floored at $75 and capped at $605. Texas pays no dependent allowance. Your maximum total benefit is the whole-dollar lesser of 27% of your total base-period wages or 26 times your WBA. DOL reports 10-26 weeks for eligible claims; this calculator does not determine monetary eligibility, so inconsistent wage inputs preserve the dollar cap and may show a shorter period with a partial final week rather than inflating the total.

Key State Information

Texas's maximum weekly UI benefit is $605, and minimum is $75. There is no dependent allowance and no state income tax (though UI benefits are still subject to federal income tax). Standard duration is 10-26 weeks depending on your base-period earnings.

Standard financial formulas Pre-filled with documented models and state context Estimates only — not financial advice

Data Source

U.S. Dept. of Labor, Significant Provisions of State UI Laws (Effective January 2026)

View Original Source | Source record reviewed Aug 26, 2026 | Review target: annually

Example Calculation

Let's review the source-backed unemployment inputs for Texas.

Texas uses a state-specific statutory formula rather than the site's simplified 50%-of-wage fallback. Enter the exact quarter/base-period wage and eligibility fields requested by the calculator; the required inputs differ by state and cannot be reconstructed safely from median household income.

Result: Published maximum weekly amount: $605. Current maximum duration: 26 weeks. These are ceilings, not a typical award; the calculator above applies Texas's source-backed formula to your own wage history, and only the state agency determines eligibility.

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StateCalc Team

Editorial Team

The StateCalc team builds free financial calculators using data from official government sources including the IRS, U.S. Census Bureau, BLS, and state revenue departments. All formulas are validated by an automated test suite and cross-referenced against published data.

Our editorial standards

Frequently Asked Questions

How much is unemployment in Texas?

Texas pays a Weekly Benefit Amount between $75 and $605, calculated as 1/25 of your highest-earning quarter's wages, capped at 47.6% of the Texas average weekly wage. A worker with $13,000 in their highest quarter would get an estimated $520/week.

Does Texas pay extra for dependents?

No. Texas UI does not pay a dependent allowance.

How long do Texas unemployment benefits last?

Standard Texas UI claims last 10 to 26 weeks, capped at the lesser of 27% of your total base-period wages or 26 times your weekly benefit amount.