Utility Cost Calculators
50 free calculators — all 50 states
Calculate average monthly utility costs by state including electricity, natural gas, water, and internet. Adjusted for local rates.
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Showing all 50 states
Northeast (9)
- Connecticut CT Current EIA gas data
- Maine ME Current EIA gas data
- Massachusetts MA Current EIA gas data
- New Hampshire NH Current EIA gas data
- New Jersey NJ Current EIA gas data
- New York NY Current EIA gas data
- Pennsylvania PA Current EIA gas data
- Rhode Island RI Current EIA gas data
- Vermont VT Current EIA gas data
Midwest (12)
- Illinois IL Current EIA gas data
- Indiana IN Current EIA gas data
- Iowa IA Current EIA gas data
- Kansas KS Current EIA gas data
- Michigan MI Current EIA gas data
- Minnesota MN Current EIA gas data
- Missouri MO Current EIA gas data
- Nebraska NE Current EIA gas data
- North Dakota ND Current EIA gas data
- Ohio OH Current EIA gas data
- South Dakota SD Current EIA gas data
- Wisconsin WI Current EIA gas data
South (16)
- Alabama AL Current EIA gas data
- Arkansas AR Current EIA gas data
- Delaware DE Current EIA gas data
- Florida FL Older EIA gas data
- Georgia GA Current EIA gas data
- Kentucky KY Current EIA gas data
- Louisiana LA Older EIA gas data
- Maryland MD Current EIA gas data
- Mississippi MS Current EIA gas data
- North Carolina NC Current EIA gas data
- Oklahoma OK Current EIA gas data
- South Carolina SC Current EIA gas data
- Tennessee TN Current EIA gas data
- Texas TX Current EIA gas data
- Virginia VA Current EIA gas data
- West Virginia WV Current EIA gas data
West (13)
- Alaska AK Current EIA gas data
- Arizona AZ Current EIA gas data
- California CA Older EIA gas data
- Colorado CO Current EIA gas data
- Hawaii HI Older EIA gas data
- Idaho ID Current EIA gas data
- Montana MT Current EIA gas data
- Nevada NV Current EIA gas data
- New Mexico NM Older EIA gas data
- Oregon OR Current EIA gas data
- Utah UT Current EIA gas data
- Washington WA Current EIA gas data
- Wyoming WY Current EIA gas data
No states match "".
For the same 1,800 sq ft / 3-occupant reference household, estimated monthly utility bills range from $240 in New Mexico to $753 in Hawaii — a 3.1× spread, with a median of $354. The table below breaks that total into electric, gas, water, and internet for all 50 states.
Every state's electricity estimate starts from the U.S. Energy Information Administration's 2024 average monthly grid consumption per residential customer (Form EIA-861, Table 5.A) and combines it with the May 2026 residential price from Electric Power Monthly, Table 5.6.A. Natural-gas rates also come from EIA Natural Gas Monthly. Consumption and price use different release cycles; home-size/occupant scaling and gas usage are modeled. Electricity produced and consumed behind the meter, such as customer-sited solar, is not included in utility-reported grid consumption.
EIA had not yet published (or withheld) a current-month residential gas price for 5 states — California, Florida, Hawaii, Louisiana, and New Mexico — at data-collection time, so those calculators use that state's most recent available EIA month instead of inventing a current figure, and label it as such. The other 45 states use the current-month EIA figure.
Water and internet/cable costs have no single authoritative nationwide source (rates are set utility-by-utility or municipality-by-municipality), so those two figures are modeled planning estimates, scaled to each state's general cost-of-living index — clearly labeled and fully editable, never presented as government-verified.
Estimated monthly utility bill by state (1,800 sq ft home, 3 occupants)
Every figure is a monthly total for the same reference household — 1,800 sq ft, 3 occupants — computed by the same calculateUtilityCosts() formula every individual state calculator on this site uses, from each state's own EIA electricity consumption and price and EIA natural-gas price. Water and internet have no authoritative nationwide government source, so those two components are modeled planning estimates scaled to each state's cost-of-living index, exactly as disclosed on every state calculator; electricity and gas are EIA-derived. Ranked highest total first.
| State | Electric | Gas | Water (modeled) | Internet (modeled) | Total/mo |
|---|---|---|---|---|---|
| Hawaii Gas price uses Hawaii's most recent available EIA month, not the current one. | $257 | $294 | $73 | $129 | $753 |
| Massachusetts | $164 | $130 | $59 | $103 | $456 |
| Maryland | $202 | $79 | $48 | $85 | $414 |
| Connecticut | $190 | $97 | $45 | $80 | $412 |
| California Gas price uses California's most recent available EIA month, not the current one. | $167 | $86 | $56 | $98 | $407 |
| Georgia | $170 | $138 | $36 | $63 | $407 |
| Texas | $180 | $126 | $36 | $63 | $405 |
| New York | $171 | $94 | $49 | $87 | $401 |
| Mississippi | $187 | $115 | $34 | $60 | $396 |
| New Hampshire | $169 | $102 | $44 | $77 | $392 |
| Virginia | $182 | $98 | $39 | $69 | $388 |
| South Carolina | $170 | $113 | $36 | $64 | $383 |
| Delaware | $177 | $93 | $40 | $71 | $381 |
| Kentucky | $157 | $122 | $37 | $65 | $381 |
| Alabama | $192 | $94 | $34 | $60 | $380 |
| Arizona | $164 | $93 | $43 | $75 | $375 |
| Florida Gas price uses Florida's most recent available EIA month, not the current one. | $167 | $98 | $40 | $70 | $375 |
| North Carolina | $153 | $114 | $38 | $68 | $373 |
| West Virginia | $173 | $102 | $35 | $62 | $372 |
| Maine | $157 | $87 | $45 | $80 | $369 |
| Alaska | $163 | $60 | $51 | $90 | $364 |
| Ohio | $165 | $95 | $37 | $66 | $363 |
| Pennsylvania | $176 | $79 | $38 | $67 | $360 |
| Rhode Island | $167 | $67 | $44 | $78 | $356 |
| Arkansas | $150 | $108 | $35 | $62 | $355 |
| Washington | $143 | $85 | $45 | $80 | $353 |
| Vermont | $143 | $84 | $45 | $79 | $351 |
| New Jersey | $154 | $66 | $47 | $83 | $350 |
| Oregon | $144 | $85 | $43 | $77 | $349 |
| Oklahoma | $144 | $113 | $33 | $58 | $348 |
| Louisiana Gas price uses Louisiana's most recent available EIA month, not the current one. | $170 | $69 | $36 | $64 | $339 |
| Illinois | $165 | $64 | $38 | $67 | $334 |
| Missouri | $137 | $100 | $35 | $62 | $334 |
| Tennessee | $167 | $70 | $35 | $62 | $334 |
| Kansas | $133 | $104 | $35 | $61 | $333 |
| Indiana | $164 | $57 | $35 | $62 | $318 |
| South Dakota | $156 | $45 | $37 | $66 | $304 |
| Michigan | $136 | $58 | $37 | $66 | $297 |
| Nebraska | $130 | $64 | $36 | $64 | $294 |
| Nevada | $126 | $50 | $40 | $70 | $286 |
| North Dakota | $140 | $47 | $36 | $63 | $286 |
| Wyoming | $128 | $55 | $37 | $66 | $286 |
| Minnesota | $121 | $62 | $37 | $65 | $285 |
| Wisconsin | $127 | $49 | $39 | $68 | $283 |
| Iowa | $118 | $65 | $35 | $62 | $280 |
| Montana | $125 | $36 | $42 | $74 | $277 |
| Idaho | $117 | $45 | $40 | $71 | $273 |
| Colorado | $109 | $49 | $40 | $71 | $269 |
| Utah | $100 | $43 | $40 | $70 | $253 |
| New Mexico Gas price uses New Mexico's most recent available EIA month, not the current one. | $92 | $49 | $36 | $63 | $240 |
Median estimated total for the reference household across all 50 states: $354. Water and internet/cable are modeled, cost-of-living-scaled planning estimates, not government-verified figures — electricity and gas are. Ranked by total monthly bill, highest first; each state's calculator lets you replace every default with your own home size, occupants, and actual rates.
All Calculators
Alabama Utility Cost Calculator
Calculate utility costs in Alabama using real EIA electricity (16.77¢/kWh) and natural gas rates. Estimated electric ~$192/mo, gas ~$94/mo, water ~$34/mo for a typical home.
Alaska Utility Cost Calculator
Calculate utility costs in Alaska using real EIA electricity (28.23¢/kWh) and natural gas rates. Estimated electric ~$163/mo, gas ~$60/mo, water ~$51/mo for a typical home.
Arizona Utility Cost Calculator
Calculate utility costs in Arizona using real EIA electricity (15.23¢/kWh) and natural gas rates. Estimated electric ~$164/mo, gas ~$93/mo, water ~$43/mo for a typical home.
Arkansas Utility Cost Calculator
Calculate utility costs in Arkansas using real EIA electricity (14.36¢/kWh) and natural gas rates. Estimated electric ~$150/mo, gas ~$108/mo, water ~$35/mo for a typical home.
California Utility Cost Calculator
Calculate utility costs in California using real EIA electricity (33.25¢/kWh) and natural gas rates. Estimated electric ~$167/mo, gas ~$86/mo, water ~$56/mo for a typical home.
Colorado Utility Cost Calculator
Calculate utility costs in Colorado using real EIA electricity (16.16¢/kWh) and natural gas rates. Estimated electric ~$109/mo, gas ~$49/mo, water ~$40/mo for a typical home.
Connecticut Utility Cost Calculator
Calculate utility costs in Connecticut using real EIA electricity (27.37¢/kWh) and natural gas rates. Estimated electric ~$190/mo, gas ~$97/mo, water ~$45/mo for a typical home.
Delaware Utility Cost Calculator
Calculate utility costs in Delaware using real EIA electricity (19.38¢/kWh) and natural gas rates. Estimated electric ~$177/mo, gas ~$93/mo, water ~$40/mo for a typical home.
Florida Utility Cost Calculator
Calculate utility costs in Florida using real EIA electricity (15.17¢/kWh) and natural gas rates. Estimated electric ~$167/mo, gas ~$98/mo, water ~$40/mo for a typical home.
Georgia Utility Cost Calculator
Calculate utility costs in Georgia using real EIA electricity (15.84¢/kWh) and natural gas rates. Estimated electric ~$170/mo, gas ~$138/mo, water ~$36/mo for a typical home.
Hawaii Utility Cost Calculator
Calculate utility costs in Hawaii using real EIA electricity (52¢/kWh) and natural gas rates. Estimated electric ~$257/mo, gas ~$294/mo, water ~$73/mo for a typical home.
Idaho Utility Cost Calculator
Calculate utility costs in Idaho using real EIA electricity (12.35¢/kWh) and natural gas rates. Estimated electric ~$117/mo, gas ~$45/mo, water ~$40/mo for a typical home.
Illinois Utility Cost Calculator
Calculate utility costs in Illinois using real EIA electricity (23.85¢/kWh) and natural gas rates. Estimated electric ~$165/mo, gas ~$64/mo, water ~$38/mo for a typical home.
Indiana Utility Cost Calculator
Calculate utility costs in Indiana using real EIA electricity (18.15¢/kWh) and natural gas rates. Estimated electric ~$164/mo, gas ~$57/mo, water ~$35/mo for a typical home.
Iowa Utility Cost Calculator
Calculate utility costs in Iowa using real EIA electricity (14.14¢/kWh) and natural gas rates. Estimated electric ~$118/mo, gas ~$65/mo, water ~$35/mo for a typical home.
Kansas Utility Cost Calculator
Calculate utility costs in Kansas using real EIA electricity (15.13¢/kWh) and natural gas rates. Estimated electric ~$133/mo, gas ~$104/mo, water ~$35/mo for a typical home.
Kentucky Utility Cost Calculator
Calculate utility costs in Kentucky using real EIA electricity (14.98¢/kWh) and natural gas rates. Estimated electric ~$157/mo, gas ~$122/mo, water ~$37/mo for a typical home.
Louisiana Utility Cost Calculator
Calculate utility costs in Louisiana using real EIA electricity (14.15¢/kWh) and natural gas rates. Estimated electric ~$170/mo, gas ~$69/mo, water ~$36/mo for a typical home.
Maine Utility Cost Calculator
Calculate utility costs in Maine using real EIA electricity (28.63¢/kWh) and natural gas rates. Estimated electric ~$157/mo, gas ~$87/mo, water ~$45/mo for a typical home.
Maryland Utility Cost Calculator
Calculate utility costs in Maryland using real EIA electricity (21.77¢/kWh) and natural gas rates. Estimated electric ~$202/mo, gas ~$79/mo, water ~$48/mo for a typical home.
Massachusetts Utility Cost Calculator
Calculate utility costs in Massachusetts using real EIA electricity (28.82¢/kWh) and natural gas rates. Estimated electric ~$164/mo, gas ~$130/mo, water ~$59/mo for a typical home.
Michigan Utility Cost Calculator
Calculate utility costs in Michigan using real EIA electricity (22.01¢/kWh) and natural gas rates. Estimated electric ~$136/mo, gas ~$58/mo, water ~$37/mo for a typical home.
Minnesota Utility Cost Calculator
Calculate utility costs in Minnesota using real EIA electricity (16.95¢/kWh) and natural gas rates. Estimated electric ~$121/mo, gas ~$62/mo, water ~$37/mo for a typical home.
Mississippi Utility Cost Calculator
Calculate utility costs in Mississippi using real EIA electricity (16.16¢/kWh) and natural gas rates. Estimated electric ~$187/mo, gas ~$115/mo, water ~$34/mo for a typical home.
Missouri Utility Cost Calculator
Calculate utility costs in Missouri using real EIA electricity (13.68¢/kWh) and natural gas rates. Estimated electric ~$137/mo, gas ~$100/mo, water ~$35/mo for a typical home.
Montana Utility Cost Calculator
Calculate utility costs in Montana using real EIA electricity (14.67¢/kWh) and natural gas rates. Estimated electric ~$125/mo, gas ~$36/mo, water ~$42/mo for a typical home.
Nebraska Utility Cost Calculator
Calculate utility costs in Nebraska using real EIA electricity (13.59¢/kWh) and natural gas rates. Estimated electric ~$130/mo, gas ~$64/mo, water ~$36/mo for a typical home.
Nevada Utility Cost Calculator
Calculate utility costs in Nevada using real EIA electricity (13.6¢/kWh) and natural gas rates. Estimated electric ~$126/mo, gas ~$50/mo, water ~$40/mo for a typical home.
New Hampshire Utility Cost Calculator
Calculate utility costs in New Hampshire using real EIA electricity (27.33¢/kWh) and natural gas rates. Estimated electric ~$169/mo, gas ~$102/mo, water ~$44/mo for a typical home.
New Jersey Utility Cost Calculator
Calculate utility costs in New Jersey using real EIA electricity (23.27¢/kWh) and natural gas rates. Estimated electric ~$154/mo, gas ~$66/mo, water ~$47/mo for a typical home.
New Mexico Utility Cost Calculator
Calculate utility costs in New Mexico using real EIA electricity (14.12¢/kWh) and natural gas rates. Estimated electric ~$92/mo, gas ~$49/mo, water ~$36/mo for a typical home.
New York Utility Cost Calculator
Calculate utility costs in New York using real EIA electricity (29.93¢/kWh) and natural gas rates. Estimated electric ~$171/mo, gas ~$94/mo, water ~$49/mo for a typical home.
North Carolina Utility Cost Calculator
Calculate utility costs in North Carolina using real EIA electricity (15.09¢/kWh) and natural gas rates. Estimated electric ~$153/mo, gas ~$114/mo, water ~$38/mo for a typical home.
North Dakota Utility Cost Calculator
Calculate utility costs in North Dakota using real EIA electricity (13.61¢/kWh) and natural gas rates. Estimated electric ~$140/mo, gas ~$47/mo, water ~$36/mo for a typical home.
Ohio Utility Cost Calculator
Calculate utility costs in Ohio using real EIA electricity (19.52¢/kWh) and natural gas rates. Estimated electric ~$165/mo, gas ~$95/mo, water ~$37/mo for a typical home.
Oklahoma Utility Cost Calculator
Calculate utility costs in Oklahoma using real EIA electricity (13.38¢/kWh) and natural gas rates. Estimated electric ~$144/mo, gas ~$113/mo, water ~$33/mo for a typical home.
Oregon Utility Cost Calculator
Calculate utility costs in Oregon using real EIA electricity (16.27¢/kWh) and natural gas rates. Estimated electric ~$144/mo, gas ~$85/mo, water ~$43/mo for a typical home.
Pennsylvania Utility Cost Calculator
Calculate utility costs in Pennsylvania using real EIA electricity (21.55¢/kWh) and natural gas rates. Estimated electric ~$176/mo, gas ~$79/mo, water ~$38/mo for a typical home.
Rhode Island Utility Cost Calculator
Calculate utility costs in Rhode Island using real EIA electricity (29.46¢/kWh) and natural gas rates. Estimated electric ~$167/mo, gas ~$67/mo, water ~$44/mo for a typical home.
South Carolina Utility Cost Calculator
Calculate utility costs in South Carolina using real EIA electricity (16.18¢/kWh) and natural gas rates. Estimated electric ~$170/mo, gas ~$113/mo, water ~$36/mo for a typical home.
South Dakota Utility Cost Calculator
Calculate utility costs in South Dakota using real EIA electricity (15.73¢/kWh) and natural gas rates. Estimated electric ~$156/mo, gas ~$45/mo, water ~$37/mo for a typical home.
Tennessee Utility Cost Calculator
Calculate utility costs in Tennessee using real EIA electricity (14.47¢/kWh) and natural gas rates. Estimated electric ~$167/mo, gas ~$70/mo, water ~$35/mo for a typical home.
Texas Utility Cost Calculator
Calculate utility costs in Texas using real EIA electricity (16.44¢/kWh) and natural gas rates. Estimated electric ~$180/mo, gas ~$126/mo, water ~$36/mo for a typical home.
Utah Utility Cost Calculator
Calculate utility costs in Utah using real EIA electricity (12.96¢/kWh) and natural gas rates. Estimated electric ~$100/mo, gas ~$43/mo, water ~$40/mo for a typical home.
Vermont Utility Cost Calculator
Calculate utility costs in Vermont using real EIA electricity (24.89¢/kWh) and natural gas rates. Estimated electric ~$143/mo, gas ~$84/mo, water ~$45/mo for a typical home.
Virginia Utility Cost Calculator
Calculate utility costs in Virginia using real EIA electricity (17.61¢/kWh) and natural gas rates. Estimated electric ~$182/mo, gas ~$98/mo, water ~$39/mo for a typical home.
Washington Utility Cost Calculator
Calculate utility costs in Washington using real EIA electricity (14.95¢/kWh) and natural gas rates. Estimated electric ~$143/mo, gas ~$85/mo, water ~$45/mo for a typical home.
West Virginia Utility Cost Calculator
Calculate utility costs in West Virginia using real EIA electricity (16.8¢/kWh) and natural gas rates. Estimated electric ~$173/mo, gas ~$102/mo, water ~$35/mo for a typical home.
Wisconsin Utility Cost Calculator
Calculate utility costs in Wisconsin using real EIA electricity (19.74¢/kWh) and natural gas rates. Estimated electric ~$127/mo, gas ~$49/mo, water ~$39/mo for a typical home.
Wyoming Utility Cost Calculator
Calculate utility costs in Wyoming using real EIA electricity (14.8¢/kWh) and natural gas rates. Estimated electric ~$128/mo, gas ~$55/mo, water ~$37/mo for a typical home.
National Answers & Data
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About Utility Cost Calculators
Calculate average monthly utility costs by state including electricity, natural gas, water, and internet. Adjusted for local rates. All 50 calculators are free to use, require no sign-up, and provide instant, formula-based results — see each calculator's own methodology section below for exactly how its figures are calculated and sourced.
Each calculator includes a detailed methodology section explaining the formulas used, data sources cited with verification dates, and frequently asked questions to help you understand the results. Results are shareable and print-friendly.
Frequently Asked Questions
Which state has the highest and lowest utility costs?
For the same 1,800 sq ft / 3-occupant reference household, Hawaii has the highest estimated monthly utility total ($753) and New Mexico has the lowest ($240) among the states measured here, with a national median of $354. Electricity and gas come from EIA state-level data; water and internet are modeled estimates, so your actual bill will vary with your home's size, occupants, and local rates.
Are the electric and gas rates on this site real government data?
Yes. Electricity consumption, electricity rates, and natural gas rates are sourced directly from the U.S. Energy Information Administration (EIA) for all 50 states. Electricity consumption is the 2024 annual average grid consumption per residential customer; the electricity price is from May 2026. Behind-the-meter generation is excluded, while home-size/occupant scaling and natural-gas usage remain modeled. 5 states (California, Florida, Hawaii, Louisiana, and New Mexico) currently show the most recent available EIA month rather than the latest month, because EIA had not yet published or had withheld that state's current-month figure — this is labeled on each calculator.
Are water and internet costs verified the same way as electricity and gas?
No. There is no single authoritative nationwide source for residential water/sewer or internet/cable rates — they vary by utility and municipality. Those two figures are modeled, cost-of-living-scaled starting points that you can edit to match your actual bill.