State Comparison

California vs Georgia

Side-by-side comparison of 16 financial metrics including taxes, housing costs, cost of living, wages, and insurance — powered by verified government data.

Overall Score

7
California
CA
vs
of 16 metrics
9
Georgia
GA

Cost of Living

Cost of Living Index
CA: 142.2
GA: 93.4
GA

Housing

Median Home Price
CA: $785,000
GA: $320,000
GA
Median 2BR Rent
CA: $2,150/mo
GA: $1,182/mo
GA
Closing Costs
CA: 2.00%
GA: 2.80%
CA
Transfer Tax Rate
CA: 0.11%
GA: 0.10%
GA

Taxes

Property Tax Rate
CA: 0.76%
GA: 0.92%
CA
Top Income Tax Rate
CA: 13.30%
GA: 5.39%
GA
Sales Tax Rate
CA: 7.25%
GA: 4.00%
GA
Capital Gains Tax Rate
CA: 13.30%
GA: 5.39%
GA

Income & Employment

Median Household Income
CA: $91,905
GA: $65,030
CA
Minimum Wage
CA: $16.50/hr
GA: $7.25/hr
CA
Max Unemployment Benefit
CA: $450/wk
GA: $365/wk
CA

Business

LLC Filing Fee
CA: $70
GA: $100
CA
LLC Annual Fee
CA: $800
GA: $50
GA

Insurance & Living

Avg Car Insurance
CA: $2,290/yr
GA: $1,980/yr
GA
Avg Home Insurance
CA: $1,950/yr
GA: $2,050/yr
CA

Key Takeaways

  • 1

    Georgia leads in 9 of 16 financial metrics, making it the more favorable state overall.

  • 2

    Housing: Median home prices are $785,000 in California vs $320,000 in Georgia — a $465,000 difference.

  • 3

    Taxes: California has a 13.3% top income tax rate while Georgia has a 5.39% top rate. Property tax rates are 0.76% vs 0.92%.

  • 4

    Cost of Living: California's index is 142.2 and Georgia's is 93.4 (national average = 100).

Frequently Asked Questions

Is California or Georgia more affordable?

Georgia has a lower cost of living index (93.4) compared to California (142.2), where 100 is the national average. However, affordability depends on your specific situation — compare housing, taxes, and income together for a complete picture.

Which state has lower taxes — California or Georgia?

Overall, Georgia has a lower combined tax burden. California has a 13.3% top income tax, 7.25% sales tax, and 0.76% property tax. Georgia has a 5.39% top income tax, 4% sales tax, and 0.92% property tax.

What are housing costs in California vs Georgia?

The median home price in California is $785,000 compared to $320,000 in Georgia. For renters, a 2-bedroom apartment averages $2,150/month in California vs $1,182/month in Georgia.

Which state is better for starting a business — California or Georgia?

LLC filing costs are $70 in California vs $100 in Georgia, with annual fees of $800 and $50 respectively. California's 13.3% top tax rate compared to Georgia's 5.39% rate may also factor into your decision.

Should I move from California to Georgia?

It depends on your priorities. Georgia wins in 9 of 16 metrics we compared. Use our free calculators to model your specific financial scenario — including salary, property tax, and cost of living for each state.

Comparing California and Georgia

When deciding between living in California or Georgia, the financial picture goes beyond just one metric. This comparison analyzes 16 key financial indicators sourced from the U.S. Census Bureau, Tax Foundation, HUD Fair Market Rent data, and Bureau of Labor Statistics to give you a comprehensive overview.

California (CA) has a median household income of $91,905 with a cost of living index of 142.2. Georgia (GA) has a median household income of $65,030 with a cost of living index of 93.4.

These numbers are estimates. Individual circumstances vary based on location within each state, family size, profession, and lifestyle. Use our free California calculator or Georgia calculator to model your specific financial scenario.

Data sources: Census Bureau ACS, Tax Foundation, HUD FMR, BLS. Last verified January 2026. Calculators provide estimates only — consult a qualified professional for financial advice.