State Comparison

Illinois vs Wisconsin

Side-by-side comparison of 16 financial metrics including taxes, housing costs, cost of living, wages, and insurance — powered by verified government data.

Overall Score

7
Illinois
IL
vs
of 16 metrics
9
Wisconsin
WI

Cost of Living

Cost of Living Index
IL: 96.4
WI: 93.3
WI

Housing

Median Home Price
IL: $255,000
WI: $260,000
IL
Median 2BR Rent
IL: $1,178/mo
WI: $1,010/mo
WI
Closing Costs
IL: 3.00%
WI: 2.80%
WI
Transfer Tax Rate
IL: 0.10%
WI: 0.30%
IL

Taxes

Property Tax Rate
IL: 2.07%
WI: 1.53%
WI
Top Income Tax Rate
IL: 4.95%
WI: 7.65%
IL
Sales Tax Rate
IL: 6.25%
WI: 5.00%
WI
Capital Gains Tax Rate
IL: 4.95%
WI: 7.65%
IL

Income & Employment

Median Household Income
IL: $72,205
WI: $67,125
IL
Minimum Wage
IL: $15.00/hr
WI: $7.25/hr
IL
Max Unemployment Benefit
IL: $542/wk
WI: $370/wk
IL

Business

LLC Filing Fee
IL: $150
WI: $130
WI
LLC Annual Fee
IL: $75
WI: $25
WI

Insurance & Living

Avg Car Insurance
IL: $1,840/yr
WI: $1,360/yr
WI
Avg Home Insurance
IL: $1,780/yr
WI: $1,380/yr
WI

Key Takeaways

  • 1

    Wisconsin leads in 9 of 16 financial metrics, making it the more favorable state overall.

  • 2

    Housing: Median home prices are $255,000 in Illinois vs $260,000 in Wisconsin — a $5,000 difference.

  • 3

    Taxes: Illinois has a 4.95% top income tax rate while Wisconsin has a 7.65% top rate. Property tax rates are 2.07% vs 1.53%.

  • 4

    Cost of Living: Illinois's index is 96.4 and Wisconsin's is 93.3 (national average = 100).

Frequently Asked Questions

Is Illinois or Wisconsin more affordable?

Wisconsin has a lower cost of living index (93.3) compared to Illinois (96.4), where 100 is the national average. However, affordability depends on your specific situation — compare housing, taxes, and income together for a complete picture.

Which state has lower taxes — Illinois or Wisconsin?

Overall, Illinois has a lower combined tax burden. Illinois has a 4.95% top income tax, 6.25% sales tax, and 2.07% property tax. Wisconsin has a 7.65% top income tax, 5% sales tax, and 1.53% property tax.

What are housing costs in Illinois vs Wisconsin?

The median home price in Illinois is $255,000 compared to $260,000 in Wisconsin. For renters, a 2-bedroom apartment averages $1,178/month in Illinois vs $1,010/month in Wisconsin.

Which state is better for starting a business — Illinois or Wisconsin?

LLC filing costs are $150 in Illinois vs $130 in Wisconsin, with annual fees of $75 and $25 respectively. Illinois's 4.95% top tax rate compared to Wisconsin's 7.65% rate may also factor into your decision.

Should I move from Illinois to Wisconsin?

It depends on your priorities. Wisconsin wins in 9 of 16 metrics we compared. Use our free calculators to model your specific financial scenario — including salary, property tax, and cost of living for each state.

Comparing Illinois and Wisconsin

When deciding between living in Illinois or Wisconsin, the financial picture goes beyond just one metric. This comparison analyzes 16 key financial indicators sourced from the U.S. Census Bureau, Tax Foundation, HUD Fair Market Rent data, and Bureau of Labor Statistics to give you a comprehensive overview.

Illinois (IL) has a median household income of $72,205 with a cost of living index of 96.4. Wisconsin (WI) has a median household income of $67,125 with a cost of living index of 93.3.

These numbers are estimates. Individual circumstances vary based on location within each state, family size, profession, and lifestyle. Use our free Illinois calculator or Wisconsin calculator to model your specific financial scenario.

Data sources: Census Bureau ACS, Tax Foundation, HUD FMR, BLS. Last verified January 2026. Calculators provide estimates only — consult a qualified professional for financial advice.