Unemployment Benefits Calculators Illinois

Illinois Unemployment Benefits Calculator

Estimate your Illinois unemployment benefits. Max weekly: $859. Max weeks: 26. Free calculator.

Updated Estimate — not official figures
Use Calculator Free — No Sign-up Instant Results 3,353 Tests Passing Updated

Estimate only — these are not official figures

The weekly benefit applies Illinois's cited statutory method but deliberately APPROXIMATES the state's published benefit table or an un-reverified parameter (see methodology), so it is an estimate rather than an exact agency lookup. The monthly figure is weekly x 4.33 (a convention, not a statutory amount), and the tool does not perform a monetary-eligibility determination. The maximum weekly benefit ($859) and duration (26 weeks) are source-backed.

Do not rely on these amounts for budgeting or payment. For exact amounts, check the Illinois's state unemployment insurance agency (file there and use its official benefits estimator for your actual Weekly Benefit Amount determination).

Enter Your Details

Adjust values to see instant results

Wage entry method

Use the compact fields, or enter five completed calendar quarters and let the calculator derive the wage summary this state formula needs.

Match the window on your agency wage determination. Selecting the alternate four-quarter window does not determine whether you qualify to use an alternate base period.

$2,000$120,000
$1,000$250,000

Estimated Weekly Benefit Amount (WBA)

$470.00

Estimated • Based on your inputs

Estimated Monthly Benefit

$2,035.00

Detailed Breakdown

Maximum Total Benefit (Whole Claim)$12,220.00
99%
Income Replacement Rate47.00%
Weeks Available26
Dependent Allowance$0.00

Cumulative Benefits

$3k$5k$8k$10k$13kWk 1Wk 5Wk 9Wk 13Wk 17Wk 21Wk 25Wk 26

Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.

Illinois Quick Facts
5.0% Income Tax Rate
1.88% Property Tax Rate
$83,211 Median Income
95.1 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Illinois calculates your "average weekly wage" (AWW) as your combined wages in your 2 highest-earning base-period quarters, divided by 26, rounded to the nearest dollar (820 ILCS 405/401(B)). Your Weekly Benefit Amount (WBA) is then 47% of that AWW, rounded UP to the next higher dollar, floored at $51 and capped at $628. IMPORTANT DEPENDENT-ALLOWANCE DISCLOSURE: Illinois law (820 ILCS 405/401(C)) also pays a separate nonworking-spouse allowance and a dependent-child(ren) allowance, which is why the U.S. DOL's own published range shows a higher $77 minimum / $859 maximum "with dependents." This calculator does NOT compute those allowances — Illinois's dependent-child rate floats between 17.0% and 17.9% of AWW and is redetermined every year, and this pass could not independently confirm the current-year rate or Illinois's live statewide average weekly wage from IDES. Rather than invent a number, dependentBonus is always shown as $0 here; if you have dependents, use IDES's own BEN-548 Table of Weekly Benefit Amounts for your exact figure. Your maximum total benefit is the lesser of 26 times your WBA or your FULL base-period wages (not a fraction, unlike most other states) — 820 ILCS 405/403(B). Duration is a uniform 26 weeks.

Key State Information

Illinois's maximum weekly UI benefit (no dependents) is $628, with a $51 minimum — both rise with dependents (up to $859 max / $77 min per the DOL's published range), but this calculator does not compute the exact dependent-inclusive figure this pass (see methodology). Standard duration is a uniform 26 weeks.

Standard financial formulas Pre-filled with documented models and state context Estimates only — not financial advice
Data Source
U.S. Dept. of Labor, Significant Provisions of State UI Laws (Effective January 2026)
View Original Source | Source record reviewed | Review target: annually

Example Calculation

Let's review the source-backed unemployment inputs for Illinois.

Illinois uses a state-specific statutory formula rather than the site's simplified 50%-of-wage fallback. Enter the exact quarter/base-period wage and eligibility fields requested by the calculator; the required inputs differ by state and cannot be reconstructed safely from median household income.

Result: Published maximum weekly amount: $859. Current maximum duration: 26 weeks. These are ceilings, not a typical award; the calculator above applies Illinois's source-backed formula to your own wage history, and only the state agency determines eligibility.

SC

StateCalc Team

Editorial Team

The StateCalc team builds free financial calculators using data from official government sources including the IRS, U.S. Census Bureau, BLS, and state revenue departments. All formulas are validated by an automated test suite and cross-referenced against published data.

Our editorial standards

Frequently Asked Questions

How much is unemployment in Illinois?

Illinois pays 47% of your average weekly wage (combined wages in your 2 highest quarters ÷ 26), floored at $51 and capped at $628/week before any dependent allowance. A worker with $26,000 combined in their 2 highest quarters would get an estimated $470/week.

Does Illinois pay extra for dependents?

Yes — 820 ILCS 405/401(C) pays a nonworking-spouse allowance and a separate dependent-child(ren) allowance, which is why Illinois's published maximum rises to $859/week (minimum to $77) with dependents. This calculator does not compute the exact dependent-inclusive amount because Illinois's dependent-child rate is redetermined annually (17.0%-17.9% of your average weekly wage) and this pass could not independently confirm the current year's rate — check IDES's official Table of Weekly Benefit Amounts for your exact figure.

How long do Illinois unemployment benefits last?

A uniform 26 weeks for all approved claims, capped at the lesser of 26 times your weekly benefit amount or your full base-period wages (820 ILCS 405/403(B)).

People Also Calculate

Frequently used together with this calculator

Related Calculators

📊

More Unemployment Benefits Calculators

View all Unemployment Benefits Calculators

National Answers & Data

Every state at a glance, and the full underlying dataset

More Calculators for Illinois

Explore related financial tools with Illinois data

Compare Illinois With Other States

Side-by-side tax, housing & cost of living comparisons

View all state comparisons