New York Unemployment Benefits Calculator
Estimate your New York unemployment benefits. Max weekly: $869 for claims effective through October 4, 2026. Max weeks: 26. Free calculator.
If you earned a steady $1,000 a week for the past year with no dependents, New York's benefit formula gives about $500 a week in New York unemployment for up to 26 weeks, $13,000 in total. Enter your own wages below; New York's unemployment agency makes the official determination.
Estimate only, not an official determination. What this estimate covers and its limits
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Estimated Weekly Benefit Amount (WBA)
Estimated • Based on your inputs
Estimated Monthly Benefit
$2,165.00
Detailed Breakdown
Cumulative Benefits
Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.
How This Calculator Works
Calculation methodology and assumptions
New York sets your Weekly Benefit Amount (WBA) under Labor Law §590(5): 1/26 of the wages paid in the highest-earning calendar quarter of your base period (the first four of the last five completed quarters), or 1/25 of that quarter if it was $3,575 or less. A high quarter above $3,575 never pays less than $143, any amount that is not a whole dollar is lowered to the next dollar, and NYSDOL's employer guide (IA318.2) sets the minimum at $140 for claims effective after January 5, 2026 and the maximum at $869 from October 6, 2025. That maximum covers claims effective through October 4, 2026; NYSDOL sets a new one each October, so for a later claim use the maximum on your monetary determination (this calculator still caps at $869). This calculator applies that rule for a claimant paid in all four base-period quarters. If you were paid in only two or three quarters and your high quarter was above $4,000, New York instead uses 1/26 of the average of your two highest quarters, which can be lower than the figure shown here. New York pays no dependent allowance, and a claim pays up to 26 times the weekly rate.
Estimate only — these are not official figures
The weekly benefit applies New York's exact statutory formula, cited in the methodology and sources, so it matches the law when the wages you enter are accurate. The page is still labeled an estimate because its monthly figure (the weekly amount times 4.33) is not an amount the state pays and only the state agency can decide whether you qualify. The maximum weekly benefit ($869 for claims effective through October 4, 2026) and duration (26 weeks) come from published sources.
Do not rely on these amounts for budgeting or payment. For exact amounts, check the New York state unemployment insurance agency (file there and use its official benefits estimator for your actual Weekly Benefit Amount determination).
Key State Information
New York's maximum weekly UI benefit is $869 for claims effective through October 4, 2026, with a $140 minimum. The weekly rate is 1/26 of your highest base-period quarter's wages (1/25 at or below $3,575), there is no dependent allowance, and a claim pays up to 26 weeks at the full rate.
Example Calculation
Let's review the inputs that set unemployment benefits in New York.
New York uses its own benefit formula from state law rather than a general 50%-of-wage estimate. Enter the exact quarter/base-period wage and eligibility fields requested by the calculator; the required inputs differ by state and cannot be reconstructed safely from median household income.
Result: Published maximum weekly amount: $869 for claims effective through October 4, 2026. Current maximum duration: 26 weeks. These are ceilings, not a typical award; the calculator above applies New York's source-backed formula to your own wage history, and only the state agency determines eligibility.
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StateCalc Team
Editorial Team
The StateCalc team builds free financial calculators using data from official government sources including the IRS, U.S. Census Bureau, BLS, and state revenue departments. All formulas are validated by an automated test suite and cross-referenced against published data.
Our editorial standardsFrequently Asked Questions
How much is unemployment in New York?
New York pays 1/26 of the wages from your highest-earning base-period quarter (1/25 if that quarter was $3,575 or less), between $140 and $869 a week for claims effective through October 4, 2026 (Labor Law §590(5); NYSDOL IA318.2). A worker paid in all four quarters with $13,000 in the highest one gets $500/week.
Does New York pay extra for dependents?
No. New York UI does not pay a dependent allowance.
How long do New York unemployment benefits last?
A uniform 26 weeks for all approved claims — New York does not vary standard duration by base-period earnings the way most other states do.
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