Montana Financial Calculators

40 free calculators using documented MT public data, formulas, and transparent estimates.

Free — No Sign-up Montana Data Instant Results

Updated October 18, 2026

Montana at a Glance

Up to 5.65%

Income Tax

0.61%

Property Tax

Sales Tax

$476,000

Median Home

$75,340

Median Income

106

Cost of Living

$10.85/hr

Min Wage

$1,562/mo

Avg Rent (2BR)

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Salary & Take-Home Pay Calculators

11 Montana calculators

Montana Paycheck Calculator

Calculate your net paycheck in Montana with progressive state income tax up to 5.65%. See federal tax, state tax, Social Security, Medicare, and take-home pay.

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$40,000 Salary After Taxes in Montana

How much is $40,000 after taxes in Montana? Calculate take-home pay with federal, Montana state tax, Social Security, and Medicare deductions.

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$50,000 Salary After Taxes in Montana

How much is $50,000 after taxes in Montana? Calculate take-home pay with federal, Montana state tax, Social Security, and Medicare deductions.

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$60,000 Salary After Taxes in Montana

How much is $60,000 after taxes in Montana? Calculate take-home pay with federal, Montana state tax, Social Security, and Medicare deductions.

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$75,000 Salary After Taxes in Montana

How much is $75,000 after taxes in Montana? Calculate take-home pay with federal, Montana state tax, Social Security, and Medicare deductions.

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$80,000 Salary After Taxes in Montana

How much is $80,000 after taxes in Montana? Calculate take-home pay with federal, Montana state tax, Social Security, and Medicare deductions.

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$100,000 Salary After Taxes in Montana

How much is $100,000 after taxes in Montana? Calculate take-home pay with federal, Montana state tax, Social Security, and Medicare deductions.

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$120,000 Salary After Taxes in Montana

How much is $120,000 after taxes in Montana? Calculate take-home pay with federal, Montana state tax, Social Security, and Medicare deductions.

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$150,000 Salary After Taxes in Montana

How much is $150,000 after taxes in Montana? Calculate take-home pay with federal, Montana state tax, Social Security, and Medicare deductions.

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$200,000 Salary After Taxes in Montana

How much is $200,000 after taxes in Montana? Calculate take-home pay with federal, Montana state tax, Social Security, and Medicare deductions.

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$250,000 Salary After Taxes in Montana

How much is $250,000 after taxes in Montana? Calculate take-home pay with federal, Montana state tax, Social Security, and Medicare deductions.

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All Salary & Take-Home Pay Calculators

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Section 8 FMR Calculators

1 Montana calculators

Montana Section 8 Fair Market Rent Calculator

Look up Montana Section 8 Fair Market Rent by bedroom size. Montana FY2027 2BR FMR averages $1562. Calculate HUD payment standards.

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All Section 8 FMR Calculators

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Property Tax Calculators

1 Montana calculators

Montana Property Tax Calculator

Calculate Montana property taxes. Effective rate: 0.61%. Estimate annual and monthly property tax on your home.

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Closing Cost Calculators

1 Montana calculators

Montana Closing Cost Calculator

Estimate Montana closing costs for buyers and sellers. Transfer tax: 0%. Average total: 2.4% of price.

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Child Support Calculators

1 Montana calculators

Montana Child Support Calculator

Planning estimate for Montana child support using a generic gross-income heuristic. Does not implement the state guideline or determine a court order.

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Car Insurance Calculators

1 Montana calculators

Montana Car Insurance Calculator

Estimate your Montana car insurance cost. Average annual premium: $975. Calculate based on age, vehicle, coverage, and driving record.

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LLC Cost Calculators

1 Montana calculators

How Much Does an LLC Cost in Montana?

Calculate the total cost to form an LLC in Montana. Filing fee: $35. Annual Report Fee (currently waived): $0, but the filing is still required. Free Montana LLC cost breakdown.

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All LLC Cost Calculators

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Unemployment Benefits Calculators

1 Montana calculators

Montana Unemployment Benefits Calculator

Estimate your Montana unemployment benefits. Max weekly: $767. Max weeks: 24. Free calculator.

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Capital Gains Tax Calculators

1 Montana calculators

Montana Capital Gains Tax Calculator

Montana taxes long-term gains at 3% and 4.1% on its own schedule; short-term gains are ordinary income at up to 5.65%. Estimate federal + state tax.

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SNAP / Food Stamps Calculators

1 Montana calculators

Montana SNAP (Food Stamps) Benefit Calculator

Estimate your Montana SNAP (food stamp) benefits. Uses official USDA FY2027 (Oct 1, 2026 – Sep 30, 2027) allotments and Montana's 200% income limit. Free, no signup.

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All SNAP / Food Stamps Calculators

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Cost of Living Calculators

1 Montana calculators

Montana Cost of Living Calculator

Compare Montana cost of living (index: 106). Calculate equivalent salary needed when moving to or from Montana.

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Auto & Vehicle Calculators

1 Montana calculators

Montana Auto Loan Calculator

Calculate your car payment in Montana with 0% state sales tax. See monthly payment, total interest, and total cost.

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Mortgage Calculators

1 Montana calculators

How Much House Can I Afford in Montana?

Find out how much house you can afford in Montana with 0.61% property tax. Uses 28/36 rule with Montana-specific data.

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All Mortgage Calculators

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Investment & Retirement Calculators

1 Montana calculators

Montana Retirement Calculator

Plan your retirement in Montana. Factor in higher cost of living and state income tax. Free calculator.

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All Investment & Retirement Calculators

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Student Loan Calculators

1 Montana calculators

Montana Student Loan Repayment Calculator

Calculate student loan payments in Montana. Compare standard, IDR, and forgiveness plans. See total cost with state tax impact.

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All Student Loan Calculators

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Estate Tax Calculators

1 Montana calculators

Montana Estate Tax Calculator

Calculate estate and inheritance tax in Montana. No state estate tax. Federal exemption $15M. Free calculator.

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All Estate Tax Calculators

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Payroll Tax Calculators

1 Montana calculators

Montana Payroll Tax Calculator

Calculate payroll taxes in Montana. See FICA, federal withholding, and Montana state tax up to 5.65%. Employer cost breakdown included.

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All Payroll Tax Calculators

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Freelance & 1099 Tax Calculators

1 Montana calculators

Montana Freelance & 1099 Tax Calculator

Calculate freelance and 1099 taxes in Montana. See self-employment tax, federal income tax, and Montana state tax up to 5.65%. Quarterly estimate included.

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All Freelance & 1099 Tax Calculators

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First-Time Homebuyer Calculators

1 Montana calculators

Montana First-Time Homebuyer Calculator

Montana planning example: $59,024 cash on $476,000 at 10% down and 2.4% closing costs. Insurance opens at $1,904/year, an editable illustration.

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All First-Time Homebuyer Calculators

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Health Insurance Cost Calculators

1 Montana calculators

Montana Health Insurance Cost Calculator

Montana's 2026 benchmark health plan: $674/mo, $561-$748 across 4 rating areas. See what you pay monthly after the ACA premium tax credit at your income.

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Self-Employment Tax Calculators

1 Montana calculators

Montana Self-Employment Tax Calculator

Calculate self-employment tax in Montana. See 15.3% SE tax, federal + 5.65% state tax, quarterly estimates, and take-home pay for freelancers & contractors.

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Retirement Income Tax Calculators

1 Montana calculators

Montana Retirement Income Tax Calculator

Calculate taxes on retirement income in Montana. State tax up to 5.65%. See after-tax Social Security, 401(k), pension, and IRA distributions.

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Grocery Budget Calculators

1 Montana calculators

Montana Grocery Budget Calculator

$1,441/mo for 4 in Montana on the USDA Moderate-Cost plan ($3.94 per person per meal). No state sales tax on groceries.

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Vehicle Registration Fee Calculators

1 Montana calculators

Montana Vehicle Registration Fee Calculator

Montana car registration on a $35,000 purchase: age-based registration fee of $217 and title fee of $12, plus any local option tax you enter.

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All Vehicle Registration Fee Calculators

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Utility Cost Calculators

1 Montana calculators

Montana Utility Cost Calculator

Calculate utility costs in Montana using real EIA electricity (14.99¢/kWh) and natural gas rates. Estimated electric ~$128/mo, gas ~$37/mo, water ~$42/mo for a typical home.

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Pet Ownership Cost Calculators

1 Montana calculators

Montana Pet Ownership Cost Calculator

Calculate pet ownership costs in Montana. Estimated annual dog cost ~$1,590, cat ~$1,060. Food, vet, insurance, grooming by state.

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Home Maintenance Calculators

1 Montana calculators

Montana Home Maintenance Budget Calculator

Calculate home maintenance costs in Montana. Median home $476,000, 1% rule = $4,760/yr. HVAC, roof, landscaping & emergency budgets.

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All Home Maintenance Calculators

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Tax Comparison Calculators

1 Montana calculators

Moving to Montana Tax Calculator

Calculate the tax impact of moving to Montana. See income tax, property tax, and sales tax changes vs your current state.

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All Tax Comparison Calculators

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RSU & Stock Vesting Tax Calculators

1 Montana calculators

Montana RSU Vesting Tax Calculator

Calculate the taxes withheld when your RSUs vest in Montana. See federal 22%/37% supplemental withholding, Montana's 5% state rate, FICA, and how many shares are sold to cover it.

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All RSU & Stock Vesting Tax Calculators

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Farmland Value Calculators

1 Montana calculators

Montana Farmland Value & Investment Calculator

Montana farmland is worth $1,230/acre on average (USDA NASS 2025). Calculate your farmland's total value, cap rate, and projected return using real USDA land-value data.

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Compare Montana With Other States

Side‑by‑side tax, housing & cost of living

Montana vs Idaho

All state comparisons

Related Guides

Lowest Property Tax States

Ranked list of all 50 states by effective property tax rate. See the cheapest states for property taxes and calculate your bill.

Montana Financial Overview

Montana has a progressive income tax with a top marginal rate of 5.65%. The effective property tax rate is 0.61%, with a median home price of $476,000. The state sales tax is 0% .

All 40 calculators above use real Montana data — tax brackets, FMR rent data, property tax rates, and cost‑of‑living indices — sourced from the Census Bureau, IRS, Tax Foundation, and HUD. Results are free, instant, and require no sign‑up.